creditability	running account	duration of credit	payment of previous credit	purpose of credit	amount of credit	savings	time in current job	monthly payment in % of income	martial status and sex	other debtors and guarantors	time in current appartment	properties	age of client	other credits	housing	number of previous credits incl. the actual	profession	persons to maintain	telephone	foreign worker
creditworthy	no account	18	all credits finished	car (used)	1049	no savings	< 1	< 20	fenale & male, non-married	none	> 6	car	21	none	no rent	eins	blue collar	³ 3	no	no
creditworthy	no account	9	all credits finished	miscancellouos	2799	no savings	1-3	25-35	male	none	1-3	none	36	none	no rent	2 or 3	blue collar	0, 1 or 2	no	no
creditworthy	account in minus	12	no credits before	umschulung	841	<100	4-6	25-35	fenale & male, non-married	none	> 6	none	23	none	no rent	eins	no training	³ 3	no	no
creditworthy	no account	12	all credits finished	miscancellouos	2122	no savings	1-3	20-25	male	none	1-3	none	39	none	no rent	2 or 3	no training	0, 1 or 2	no	yes
creditworthy	no account	12	all credits finished	miscancellouos	2171	no savings	1-3	< 20	male	none	> 6	car	38	at another bank	rented	2 or 3	no training	³ 3	no	yes
creditworthy	no account	10	all credits finished	miscancellouos	2241	no savings	< 1	³ 35	male	none	4-6	none	48	none	no rent	2 or 3	no training	0, 1 or 2	no	yes
creditworthy	no account	8	all credits finished	miscancellouos	3398	no savings	4-6	³ 35	male	none	> 6	none	39	none	rented	2 or 3	no training	³ 3	no	yes
creditworthy	no account	6	all credits finished	miscancellouos	1361	no savings	< 1	25-35	male	none	> 6	none	40	none	rented	eins	no training	0, 1 or 2	no	yes
creditworthy	account ³ 200 DM	18	all credits finished	furniture	1098	no savings	jobless	< 20	fenale & male, non-married	none	> 6	life assurance	65	none	rented	2 or 3	jobless	³ 3	no	no
creditworthy	account in minus	24	no credits before	furniture	3758	100-500	jobless	³ 35	fenale & male, non-married	none	> 6	house, land	23	none	no rent	eins	jobless	³ 3	no	no
creditworthy	no account	11	all credits finished	miscancellouos	3905	no savings	1-3	25-35	male	none	1-3	none	36	none	no rent	2 or 3	blue collar	0, 1 or 2	no	no
creditworthy	no account	30	all credits finished	car (new)	6187	<100	4-6	³ 35	female, non-married	none	> 6	life assurance	24	none	no rent	2 or 3	blue collar	³ 3	no	no
creditworthy	no account	6	all credits finished	furniture	1957	no savings	4-6	³ 35	fenale & male, non-married	none	> 6	life assurance	31	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account in minus	48	good payment	company	7582	<100	jobless	25-35	male	none	> 6	house, land	31	none	rented	eins	white collar	³ 3	yes	no
creditworthy	no account	18	no credits before	furniture	1936	³ 1000	4-6	25-35	female, non-married	none	> 6	life assurance	23	none	no rent	2 or 3	no training	³ 3	no	no
creditworthy	no account	6	no credits before	furniture	2647	100-500	1-3	25-35	male	none	4-6	none	44	none	no rent	eins	blue collar	0, 1 or 2	no	no
creditworthy	no account	11	all credits finished	miscancellouos	3939	no savings	1-3	³ 35	male	none	1-3	none	40	none	rented	2 or 3	no training	0, 1 or 2	no	no
creditworthy	account in minus	18	no credits before	furniture	3213	100-500	< 1	³ 35	female, non-married	none	4-6	none	25	none	no rent	eins	blue collar	³ 3	no	no
creditworthy	account in minus	36	all credits finished	furniture	2337	no savings	> 6	< 20	male	none	> 6	none	36	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	11	all credits finished	miscancellouos	7228	no savings	1-3	³ 35	male	none	> 6	car	39	none	rented	2 or 3	no training	³ 3	no	no
creditworthy	no account	6	all credits finished	miscancellouos	3676	no savings	1-3	³ 35	male	none	4-6	none	37	none	no rent	4 or 5	blue collar	0, 1 or 2	no	no
creditworthy	account in minus	12	all credits finished	miscancellouos	3124	no savings	< 1	³ 35	male	none	4-6	none	49	at another bank	rented	2 or 3	no training	0, 1 or 2	no	no
not creditworthy	account in minus	36	no credits before	household	2384	no savings	< 1	< 20	male	none	< 1	house, land	33	none	no rent	eins	no training	³ 3	no	no
creditworthy	account in minus	12	all credits finished	radio/tv	1424	no savings	4-6	< 20	male	none	4-6	car	26	none	rented	eins	blue collar	³ 3	no	no
creditworthy	no account	6	all credits finished	miscancellouos	4716	³ 1000	< 1	³ 35	male	none	4-6	none	44	none	rented	2 or 3	no training	0, 1 or 2	no	no
creditworthy	account in minus	11	good payment	furniture	4771	no savings	4-6	25-35	male	none	> 6	car	51	none	rented	eins	blue collar	³ 3	no	no
creditworthy	no account	12	no credits before	car (used)	652	no savings	> 6	< 20	fenale & male, non-married	none	> 6	car	24	none	no rent	eins	blue collar	³ 3	no	no
creditworthy	account in minus	9	all credits finished	furniture	1154	no savings	> 6	25-35	male	none	> 6	none	37	none	rented	4 or 5	no training	³ 3	no	no
creditworthy	account ³ 200 DM	15	no credits before	miscancellouos	3556	³ 1000	1-3	20-25	male	none	1-3	house, land	29	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account in [0,200)	42	all credits finished	car (new)	4796	no savings	> 6	< 20	male	none	> 6	house, land	56	none	property	eins	blue collar	³ 3	no	no
creditworthy	account in [0,200)	30	all credits finished	furniture	3017	no savings	> 6	< 20	male	none	> 6	car	47	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	36	all credits finished	miscancellouos	3535	no savings	4-6	< 20	male	none	> 6	life assurance	37	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	36	all credits finished	miscancellouos	6614	no savings	> 6	< 20	male	none	> 6	life assurance	34	none	rented	2 or 3	white collar	³ 3	yes	no
creditworthy	account ³ 200 DM	24	no credits before	furniture	1376	100-500	4-6	< 20	fenale & male, non-married	none	< 1	life assurance	28	none	rented	eins	blue collar	³ 3	no	no
creditworthy	no account	15	no credits before	miscancellouos	1721	no savings	< 1	25-35	male	none	4-6	none	36	none	rented	eins	blue collar	³ 3	no	no
creditworthy	no account	6	all credits finished	miscancellouos	860	no savings	> 6	³ 35	fenale & male, non-married	none	> 6	house, land	39	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	12	all credits finished	miscancellouos	1495	no savings	> 6	< 20	male	none	< 1	none	38	none	rented	2 or 3	no training	0, 1 or 2	no	no
creditworthy	account ³ 200 DM	12	all credits finished	furniture	1934	no savings	> 6	25-35	male	none	1-3	house, land	26	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	18	no credits before	car (new)	3378	³ 1000	1-3	25-35	male	none	< 1	car	31	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	24	all credits finished	car (new)	3868	no savings	> 6	< 20	fenale & male, non-married	none	1-3	life assurance	41	none	no rent	2 or 3	white collar	³ 3	yes	no
creditworthy	account ³ 200 DM	12	all credits finished	household	996	³ 1000	4-6	< 20	fenale & male, non-married	none	> 6	none	23	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	no account	24	no credits before	company	1755	no savings	> 6	< 20	fenale & male, non-married	guarantor	> 6	none	58	none	rented	eins	no training	³ 3	yes	no
creditworthy	account ³ 200 DM	18	all credits finished	miscancellouos	1028	no savings	1-3	< 20	fenale & male, non-married	none	4-6	none	36	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account in minus	24	all credits finished	umschulung	2825	³ 1000	4-6	< 20	male	none	4-6	house, land	34	none	rented	2 or 3	blue collar	0, 1 or 2	yes	no
creditworthy	account in minus	18	no credits before	reconstruction	1239	³ 1000	1-3	< 20	male	none	> 6	house, land	61	none	property	eins	blue collar	³ 3	no	no
not creditworthy	no account	18	no credits before	miscancellouos	1216	no savings	< 1	< 20	fenale & male, non-married	none	4-6	life assurance	23	none	no rent	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	24	no credits before	umschulung	1258	no savings	4-6	< 20	male	none	< 1	none	25	none	rented	eins	blue collar	³ 3	yes	no
not creditworthy	account ³ 200 DM	18	all credits finished	reconstruction	1864	<100	1-3	< 20	fenale & male, non-married	none	1-3	none	30	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	24	no credits before	miscancellouos	1474	<100	< 1	< 20	female, non-married	none	4-6	none	33	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	no account	24	all credits finished	umschulung	1382	<100	4-6	< 20	male	none	< 1	none	26	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	12	no credits before	miscancellouos	640	no savings	1-3	< 20	male, divorced	none	1-3	none	49	none	rented	eins	no training	³ 3	no	no
creditworthy	account in [0,200)	36	no credits before	furniture	3919	no savings	1-3	25-35	male	none	1-3	none	23	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	9	all credits finished	miscancellouos	1224	no savings	1-3	20-25	male	none	< 1	none	30	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	12	all credits finished	furniture	2331	³ 1000	> 6	³ 35	male	other debtors	> 6	none	49	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	24	no credits before	car (new)	6313	³ 1000	> 6	20-25	male	none	> 6	life assurance	41	none	rented	eins	white collar	0, 1 or 2	yes	no
creditworthy	no account	12	all credits finished	furniture	385	no savings	4-6	< 20	fenale & male, non-married	none	4-6	none	58	none	rented	³ 6	no training	³ 3	yes	no
creditworthy	account ³ 200 DM	12	all credits finished	furniture	1655	no savings	> 6	25-35	male	none	> 6	none	63	none	rented	2 or 3	no training	³ 3	yes	no
creditworthy	no account	15	no credits before	furniture	1053	no savings	< 1	< 20	female, non-married	none	1-3	none	27	none	rented	eins	blue collar	³ 3	no	yes
creditworthy	account ³ 200 DM	21	no credits before	furniture	3160	³ 1000	> 6	< 20	male	none	4-6	car	41	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	36	no credits before	miscancellouos	3079	³ 1000	1-3	< 20	male	none	> 6	none	36	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	12	all credits finished	miscancellouos	1163	100-500	1-3	< 20	male	none	> 6	none	44	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	24	no credits before	car (new)	2679	no savings	< 1	< 20	fenale & male, non-married	none	< 1	house, land	29	none	rented	eins	white collar	³ 3	yes	no
creditworthy	account ³ 200 DM	48	all credits finished	furniture	3578	³ 1000	> 6	< 20	male	none	< 1	none	47	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	36	good payment	miscancellouos	10875	no savings	> 6	25-35	male	none	1-3	life assurance	45	none	rented	2 or 3	blue collar	0, 1 or 2	yes	no
creditworthy	no account	12	good payment	miscancellouos	1344	no savings	1-3	< 20	male	none	1-3	none	43	none	rented	2 or 3	no training	0, 1 or 2	no	no
creditworthy	account ³ 200 DM	6	all credits finished	furniture	1237	<100	1-3	³ 35	fenale & male, non-married	none	< 1	car	27	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	12	no credits before	furniture	3077	no savings	1-3	25-35	male	none	> 6	life assurance	52	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	24	no credits before	furniture	2284	no savings	4-6	< 20	male	none	1-3	life assurance	28	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account in minus	12	no credits before	furniture	1567	no savings	1-3	³ 35	fenale & male, non-married	none	< 1	life assurance	22	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	24	good payment	miscancellouos	2032	no savings	> 6	< 20	male	none	> 6	house, land	60	none	property	2 or 3	blue collar	³ 3	yes	no
creditworthy	account in minus	21	all credits finished	car (used)	2745	500-1000	4-6	20-25	male	none	1-3	life assurance	32	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	30	no credits before	furniture	1867	³ 1000	> 6	< 20	male	none	> 6	life assurance	58	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	36	no credits before	furniture	2299	100-500	> 6	< 20	male	none	> 6	life assurance	39	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	24	no credits before	car (used)	929	³ 1000	4-6	< 20	male	none	1-3	life assurance	31	at a warehouse	rented	eins	blue collar	³ 3	yes	no
creditworthy	account in [0,200)	12	no credits before	furniture	3399	³ 1000	> 6	25-35	male	none	4-6	life assurance	37	none	rented	eins	white collar	³ 3	no	no
creditworthy	account in minus	9	no credits before	car (used)	2030	³ 1000	4-6	25-35	male	none	< 1	life assurance	24	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	21	all credits finished	car (new)	3275	no savings	> 6	³ 35	male	none	> 6	life assurance	36	none	rented	eins	white collar	³ 3	yes	no
creditworthy	account ³ 200 DM	24	all credits finished	miscancellouos	1940	500-1000	> 6	< 20	male	none	> 6	none	60	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	no account	21	all credits finished	miscancellouos	1602	no savings	> 6	< 20	female, non-married	none	4-6	life assurance	30	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	15	no credits before	furniture	1979	³ 1000	> 6	< 20	male	none	1-3	life assurance	35	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	24	all credits finished	miscancellouos	2022	no savings	1-3	< 20	fenale & male, non-married	none	> 6	life assurance	37	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	36	all credits finished	furniture	3342	³ 1000	> 6	< 20	male	none	1-3	life assurance	51	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account in minus	18	no credits before	miscancellouos	5866	<100	1-3	25-35	male	none	1-3	life assurance	30	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account in [0,200)	15	all credits finished	car (new)	2360	100-500	1-3	25-35	male	none	1-3	life assurance	36	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	15	all credits finished	car (used)	1520	³ 1000	> 6	< 20	male	none	> 6	car	63	none	rented	eins	blue collar	³ 3	no	no
creditworthy	no account	12	no credits before	miscancellouos	3651	500-1000	1-3	³ 35	male	none	4-6	car	31	none	rented	eins	blue collar	0, 1 or 2	no	no
creditworthy	account ³ 200 DM	24	all credits finished	car (new)	2346	no savings	4-6	< 20	male	none	4-6	life assurance	35	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	36	good payment	furniture	4454	no savings	1-3	< 20	fenale & male, non-married	none	> 6	none	34	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	no account	6	all credits finished	miscancellouos	666	500-1000	4-6	20-25	fenale & male, non-married	none	> 6	none	39	none	rented	2 or 3	no training	³ 3	yes	no
creditworthy	account in minus	24	good payment	miscancellouos	1965	³ 1000	1-3	< 20	fenale & male, non-married	none	> 6	life assurance	42	none	no rent	2 or 3	blue collar	³ 3	yes	no
creditworthy	account in minus	12	all credits finished	miscancellouos	1995	<100	< 1	< 20	male	none	< 1	life assurance	27	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account in minus	30	no credits before	furniture	2991	³ 1000	> 6	25-35	fenale & male, non-married	none	> 6	life assurance	25	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account in minus	30	bad payment	umschulung	4221	no savings	1-3	25-35	fenale & male, non-married	none	< 1	life assurance	28	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	no account	9	no credits before	furniture	1364	no savings	4-6	20-25	male	none	> 6	none	59	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account in minus	18	all credits finished	car (used)	6361	no savings	> 6	25-35	male	none	< 1	house, land	41	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	27	all credits finished	car (used)	4526	500-1000	< 1	< 20	male	none	1-3	none	32	at a warehouse	rented	2 or 3	no training	0, 1 or 2	yes	no
creditworthy	account in minus	12	all credits finished	furniture	3573	no savings	1-3	³ 35	fenale & male, non-married	none	< 1	none	23	none	rented	eins	no training	³ 3	no	no
not creditworthy	account in minus	36	good payment	umschulung	4455	no savings	1-3	25-35	male, divorced	none	1-3	none	30	at a warehouse	rented	2 or 3	white collar	³ 3	yes	no
creditworthy	no account	9	no credits before	car (used)	2136	no savings	1-3	20-25	male	none	1-3	none	25	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account in minus	42	all credits finished	umschulung	5954	no savings	4-6	25-35	fenale & male, non-married	none	< 1	none	41	at another bank	rented	2 or 3	no training	³ 3	no	no
creditworthy	account ³ 200 DM	24	all credits finished	car (used)	3777	500-1000	1-3	< 20	male	none	> 6	none	40	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	no account	15	no credits before	umschulung	806	no savings	1-3	< 20	fenale & male, non-married	none	> 6	car	22	none	rented	eins	no training	³ 3	no	no
creditworthy	account in minus	24	good payment	umschulung	4712	³ 1000	1-3	< 20	male	none	1-3	car	34	at another bank	rented	2 or 3	white collar	³ 3	yes	no
creditworthy	account in minus	36	good payment	miscancellouos	7432	no savings	1-3	25-35	fenale & male, non-married	none	1-3	car	54	none	no rent	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	24	all credits finished	furniture	1851	no savings	4-6	< 20	female, non-married	guarantor	1-3	life assurance	33	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	24	no credits before	miscancellouos	1393	no savings	1-3	25-35	male	guarantor	1-3	none	31	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	12	all credits finished	umschulung	1412	no savings	1-3	< 20	fenale & male, non-married	guarantor	1-3	none	29	none	rented	2 or 3	white collar	³ 3	yes	no
creditworthy	account ³ 200 DM	18	no credits before	furniture	1473	no savings	< 1	20-25	female, non-married	none	> 6	none	39	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	24	no credits before	furniture	1533	no savings	< 1	< 20	fenale & male, non-married	none	4-6	life assurance	38	at a warehouse	rented	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	12	all credits finished	reconstruction	2012	³ 1000	4-6	< 20	fenale & male, non-married	none	1-3	life assurance	61	none	rented	eins	blue collar	³ 3	no	no
not creditworthy	no account	15	no credits before	miscancellouos	3959	no savings	1-3	20-25	fenale & male, non-married	none	1-3	car	29	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	no account	6	no credits before	car (used)	428	no savings	> 6	25-35	fenale & male, non-married	none	< 1	car	49	at another bank	rented	eins	blue collar	³ 3	yes	no
creditworthy	account in minus	12	all credits finished	miscancellouos	2366	100-500	4-6	20-25	male, divorced	none	4-6	life assurance	36	none	rented	eins	white collar	³ 3	yes	no
creditworthy	account ³ 200 DM	12	no credits before	car (used)	763	no savings	1-3	< 20	fenale & male, non-married	none	< 1	none	26	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account in minus	21	no credits before	car (used)	3976	³ 1000	4-6	25-35	male	none	4-6	life assurance	35	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account in minus	18	no credits before	miscancellouos	6260	no savings	4-6	20-25	male	none	4-6	none	28	none	no rent	eins	no training	³ 3	no	no
creditworthy	account in minus	9	all credits finished	car (used)	1919	no savings	4-6	< 20	male	none	4-6	life assurance	35	none	no rent	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	24	no credits before	car (new)	2603	500-1000	1-3	25-35	fenale & male, non-married	none	> 6	life assurance	28	none	no rent	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	9	all credits finished	reconstruction	936	100-500	> 6	< 20	male	none	1-3	life assurance	52	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	24	no credits before	car (used)	3062	100-500	> 6	< 20	male	none	4-6	house, land	32	none	no rent	eins	blue collar	³ 3	yes	no
creditworthy	account in minus	36	no credits before	furniture	4795	no savings	< 1	< 20	fenale & male, non-married	none	< 1	house, land	30	none	rented	eins	white collar	³ 3	yes	no
creditworthy	account ³ 200 DM	36	all credits finished	car (new)	5842	no savings	> 6	25-35	male	none	1-3	car	35	none	rented	2 or 3	blue collar	0, 1 or 2	yes	no
creditworthy	account in minus	6	no credits before	furniture	2063	no savings	< 1	< 20	female, non-married	none	4-6	life assurance	30	none	no rent	eins	white collar	³ 3	yes	no
creditworthy	account ³ 200 DM	15	all credits finished	furniture	1459	no savings	1-3	< 20	fenale & male, non-married	none	1-3	life assurance	43	none	rented	eins	no training	³ 3	no	no
creditworthy	account ³ 200 DM	15	no credits before	furniture	1213	100-500	> 6	< 20	male	none	4-6	car	47	at a warehouse	rented	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	24	all credits finished	furniture	5103	no savings	< 1	20-25	female, non-married	none	4-6	house, land	47	none	property	4 or 5	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	15	no credits before	radio/tv	874	³ 1000	< 1	< 20	fenale & male, non-married	none	< 1	none	24	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	6	no credits before	car (used)	2978	100-500	1-3	³ 35	male	none	1-3	life assurance	32	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	18	no credits before	miscancellouos	1820	no savings	1-3	25-35	female, non-married	none	1-3	car	30	none	rented	eins	white collar	³ 3	yes	no
creditworthy	account ³ 200 DM	24	all credits finished	furniture	2872	<100	> 6	20-25	male	none	> 6	none	36	none	rented	eins	blue collar	0, 1 or 2	yes	no
creditworthy	account in [0,200)	24	no credits before	car (used)	1925	no savings	1-3	25-35	male	none	1-3	none	26	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	18	no credits before	car (used)	2515	no savings	1-3	20-25	male	none	> 6	none	43	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account in [0,200)	6	no credits before	car (used)	2116	no savings	1-3	25-35	male	none	1-3	none	41	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	18	no credits before	furniture	1453	no savings	< 1	20-25	fenale & male, non-married	none	< 1	none	26	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	10	no credits before	miscancellouos	1364	no savings	1-3	25-35	fenale & male, non-married	none	> 6	life assurance	64	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	6	no credits before	car (used)	1543	500-1000	1-3	< 20	male, divorced	none	1-3	none	33	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account in minus	12	no credits before	miscancellouos	1318	500-1000	> 6	< 20	male	none	> 6	none	54	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	no account	24	other credits	miscancellouos	2325	<100	4-6	25-35	male	none	4-6	life assurance	32	at another bank	rented	eins	blue collar	³ 3	no	no
creditworthy	account in minus	6	all credits finished	holidays	932	³ 1000	4-6	³ 35	fenale & male, non-married	none	4-6	car	39	none	rented	2 or 3	no training	³ 3	no	no
creditworthy	account in [0,200)	24	all credits finished	furniture	3148	³ 1000	1-3	20-25	male	none	1-3	life assurance	31	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	36	no credits before	furniture	3835	³ 1000	> 6	25-35	fenale & male, non-married	none	> 6	none	45	none	rented	eins	no training	³ 3	yes	no
creditworthy	account ³ 200 DM	9	no credits before	reconstruction	3832	³ 1000	> 6	³ 35	male	none	> 6	none	64	none	rented	eins	no training	³ 3	no	no
creditworthy	account in minus	24	no credits before	furniture	5084	³ 1000	> 6	25-35	fenale & male, non-married	none	> 6	life assurance	42	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	9	all credits finished	car (used)	2406	no savings	jobless	25-35	male	none	4-6	life assurance	31	none	rented	eins	white collar	³ 3	no	no
creditworthy	account ³ 200 DM	36	no credits before	furniture	2394	³ 1000	1-3	< 20	fenale & male, non-married	none	> 6	life assurance	25	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	21	no credits before	car (new)	2476	³ 1000	> 6	< 20	male	none	> 6	none	46	none	rented	eins	white collar	³ 3	yes	no
creditworthy	no account	24	no credits before	car (new)	2964	³ 1000	> 6	< 20	male	none	> 6	house, land	49	at another bank	property	eins	blue collar	0, 1 or 2	yes	no
creditworthy	no account	12	no credits before	car (used)	1262	³ 1000	> 6	25-35	male, divorced	none	> 6	car	49	none	rented	eins	no training	³ 3	yes	no
creditworthy	account ³ 200 DM	12	no credits before	umschulung	1542	no savings	4-6	25-35	male	none	> 6	life assurance	36	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account in minus	24	all credits finished	furniture	1743	no savings	> 6	< 20	male	none	1-3	car	48	none	rented	2 or 3	no training	³ 3	no	no
creditworthy	account in [0,200)	12	other credits	furniture	409	500-1000	1-3	20-25	fenale & male, non-married	none	4-6	none	42	none	no rent	2 or 3	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	12	no credits before	furniture	2171	no savings	< 1	25-35	fenale & male, non-married	none	1-3	life assurance	29	at another bank	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	48	all credits finished	car (new)	8858	³ 1000	4-6	25-35	male	none	< 1	house, land	35	none	property	2 or 3	blue collar	³ 3	yes	no
creditworthy	account in minus	24	no credits before	miscancellouos	3512	<100	4-6	25-35	male	none	4-6	life assurance	38	at another bank	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account in minus	12	no credits before	furniture	1158	100-500	1-3	20-25	male, divorced	none	< 1	life assurance	26	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	24	all credits finished	furniture	2684	no savings	1-3	< 20	male	none	1-3	none	35	none	rented	2 or 3	no training	³ 3	no	no
creditworthy	no account	12	no credits before	furniture	1498	no savings	1-3	< 20	fenale & male, non-married	none	< 1	life assurance	23	at another bank	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	30	all credits finished	furniture	5954	no savings	4-6	20-25	male	other debtors	1-3	life assurance	38	none	rented	eins	blue collar	³ 3	no	no
not creditworthy	account in minus	48	other credits	umschulung	6416	no savings	> 6	< 20	fenale & male, non-married	none	4-6	house, land	59	none	no rent	eins	blue collar	³ 3	no	no
creditworthy	account in minus	12	all credits finished	car (used)	3617	no savings	> 6	³ 35	male	none	> 6	life assurance	28	none	no rent	4 or 5	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	12	all credits finished	furniture	1291	no savings	1-3	< 20	fenale & male, non-married	none	1-3	car	35	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account in [0,200)	24	all credits finished	umschulung	1275	500-1000	1-3	25-35	male, divorced	none	> 6	none	36	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	24	no credits before	car (used)	3972	no savings	4-6	25-35	fenale & male, non-married	none	> 6	car	25	none	no rent	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	15	all credits finished	car (used)	3343	no savings	1-3	< 20	male	none	1-3	house, land	28	none	property	eins	blue collar	³ 3	yes	no
creditworthy	account in [0,200)	15	no credits before	reconstruction	392	no savings	< 1	< 20	fenale & male, non-married	none	> 6	car	23	none	no rent	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	9	all credits finished	miscancellouos	2134	no savings	1-3	< 20	male	none	> 6	life assurance	48	none	rented	4 or 5	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	30	all credits finished	furniture	5771	no savings	4-6	< 20	fenale & male, non-married	none	1-3	life assurance	25	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	24	all credits finished	umschulung	4526	no savings	1-3	20-25	male	none	1-3	none	74	none	rented	eins	white collar	³ 3	yes	no
creditworthy	account ³ 200 DM	15	all credits finished	car (used)	2788	no savings	4-6	25-35	fenale & male, non-married	other debtors	4-6	life assurance	24	at another bank	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	6	all credits finished	furniture	1382	no savings	1-3	³ 35	fenale & male, non-married	none	< 1	life assurance	28	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account in [0,200)	36	no credits before	furniture	5848	no savings	1-3	< 20	male	none	< 1	life assurance	24	none	rented	eins	blue collar	³ 3	no	no
not creditworthy	no account	12	no credits before	miscancellouos	1228	no savings	1-3	< 20	fenale & male, non-married	none	1-3	none	24	none	rented	eins	no training	³ 3	no	no
creditworthy	account in [0,200)	12	no credits before	furniture	1297	no savings	1-3	20-25	female, non-married	none	> 6	none	23	none	no rent	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	24	no credits before	furniture	1552	no savings	4-6	20-25	male	none	< 1	life assurance	32	at another bank	rented	eins	blue collar	0, 1 or 2	no	no
creditworthy	account ³ 200 DM	12	no credits before	furniture	1963	no savings	4-6	< 20	male	none	1-3	life assurance	31	none	no rent	2 or 3	white collar	0, 1 or 2	yes	no
creditworthy	account ³ 200 DM	24	no credits before	furniture	3235	100-500	> 6	20-25	male, divorced	none	1-3	life assurance	36	none	rented	eins	white collar	³ 3	yes	no
creditworthy	account ³ 200 DM	24	all credits finished	umschulung	4139	<100	1-3	20-25	male	none	4-6	car	27	none	rented	2 or 3	no training	³ 3	yes	no
creditworthy	account in minus	12	all credits finished	car (new)	1804	<100	< 1	20-25	male	none	> 6	car	44	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	18	no credits before	umschulung	1950	no savings	4-6	< 20	male	none	< 1	life assurance	34	at a warehouse	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	48	good payment	furniture	12749	100-500	4-6	< 20	male	none	< 1	life assurance	37	none	rented	eins	white collar	³ 3	yes	no
creditworthy	account ³ 200 DM	9	no credits before	radio/tv	1236	no savings	< 1	³ 35	fenale & male, non-married	none	> 6	none	23	none	no rent	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	18	all credits finished	miscancellouos	1055	no savings	< 1	< 20	fenale & male, non-married	none	< 1	car	30	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	no account	30	bad payment	umschulung	8072	³ 1000	< 1	25-35	male	none	4-6	life assurance	25	at another bank	rented	4 or 5	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	30	all credits finished	furniture	2831	no savings	1-3	< 20	fenale & male, non-married	none	1-3	life assurance	33	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	9	no credits before	umschulung	1449	no savings	4-6	20-25	fenale & male, non-married	none	1-3	life assurance	27	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	36	no credits before	umschulung	5742	<100	4-6	25-35	male	none	1-3	life assurance	31	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	12	no credits before	miscancellouos	2390	³ 1000	> 6	< 20	male	none	4-6	life assurance	50	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	24	no credits before	furniture	3430	100-500	> 6	20-25	male	none	1-3	life assurance	31	none	rented	eins	blue collar	0, 1 or 2	yes	no
creditworthy	account in minus	36	no credits before	reconstruction	2273	no savings	4-6	20-25	male	none	< 1	life assurance	32	none	rented	2 or 3	blue collar	0, 1 or 2	no	no
creditworthy	account in [0,200)	21	no credits before	miscancellouos	2923	<100	1-3	³ 35	fenale & male, non-married	none	< 1	life assurance	28	at another bank	rented	eins	white collar	³ 3	yes	no
creditworthy	account ³ 200 DM	24	no credits before	furniture	1901	<100	1-3	< 20	male	none	> 6	life assurance	29	none	no rent	eins	white collar	³ 3	yes	no
creditworthy	account in minus	36	no credits before	reconstruction	3711	³ 1000	1-3	25-35	female, non-married	none	1-3	life assurance	27	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account in minus	48	no credits before	miscancellouos	8487	³ 1000	4-6	³ 35	fenale & male, non-married	none	1-3	life assurance	24	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	24	no credits before	miscancellouos	2255	³ 1000	< 1	< 20	male	none	< 1	car	54	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	12	no credits before	furniture	1262	no savings	1-3	20-25	male	none	1-3	life assurance	25	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	33	all credits finished	car (new)	7253	no savings	4-6	20-25	male	none	1-3	life assurance	35	none	rented	2 or 3	white collar	³ 3	yes	no
creditworthy	account ³ 200 DM	6	all credits finished	miscancellouos	6761	no savings	4-6	³ 35	male	none	4-6	house, land	45	none	rented	2 or 3	white collar	0, 1 or 2	yes	no
creditworthy	account ³ 200 DM	18	all credits finished	car (used)	1817	no savings	1-3	< 20	fenale & male, non-married	none	1-3	house, land	28	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	12	no credits before	furniture	2141	<100	4-6	20-25	male	none	< 1	house, land	35	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	48	other credits	umschulung	3609	no savings	1-3	³ 35	fenale & male, non-married	none	< 1	none	27	at a warehouse	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	30	no credits before	furniture	2333	100-500	> 6	< 20	male	none	1-3	life assurance	30	at another bank	rented	eins	white collar	³ 3	no	no
creditworthy	account ³ 200 DM	28	other credits	car (new)	7824	³ 1000	< 1	20-25	male	guarantor	> 6	none	40	at another bank	no rent	2 or 3	blue collar	0, 1 or 2	yes	no
creditworthy	account in [0,200)	18	other credits	furniture	1445	³ 1000	4-6	< 20	male	none	> 6	life assurance	49	at another bank	rented	eins	no training	³ 3	no	no
creditworthy	no account	24	no credits before	car (used)	7721	³ 1000	< 1	³ 35	fenale & male, non-married	none	1-3	car	30	none	rented	eins	blue collar	³ 3	yes	yes
creditworthy	no account	21	no credits before	miscancellouos	3763	³ 1000	4-6	25-35	male	other debtors	1-3	none	24	none	rented	eins	no training	³ 3	no	yes
creditworthy	account in minus	18	no credits before	umschulung	4439	no savings	> 6	³ 35	male	other debtors	< 1	none	33	at another bank	rented	eins	white collar	³ 3	yes	no
creditworthy	no account	12	no credits before	furniture	1107	no savings	1-3	25-35	male	none	1-3	none	20	none	no rent	eins	white collar	0, 1 or 2	yes	no
creditworthy	account in minus	15	no credits before	furniture	1444	³ 1000	< 1	< 20	male	none	< 1	car	23	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account in minus	48	other credits	miscancellouos	12169	³ 1000	jobless	< 20	male	other debtors	> 6	house, land	36	none	property	eins	white collar	³ 3	yes	no
creditworthy	account ³ 200 DM	9	no credits before	furniture	2753	<100	> 6	20-25	male	other debtors	> 6	life assurance	35	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account in [0,200)	4	no credits before	miscancellouos	1494	³ 1000	< 1	³ 35	male	none	1-3	none	29	none	rented	eins	no training	0, 1 or 2	no	yes
creditworthy	no account	24	other credits	car (used)	2828	100-500	1-3	< 20	male	none	> 6	none	22	at a warehouse	rented	eins	blue collar	³ 3	yes	no
creditworthy	no account	24	other credits	car (used)	2483	100-500	1-3	< 20	male	none	> 6	none	22	at a warehouse	rented	eins	blue collar	³ 3	yes	no
creditworthy	account in [0,200)	6	all credits finished	miscancellouos	1299	no savings	1-3	³ 35	male	none	< 1	none	74	none	rented	4 or 5	jobless	0, 1 or 2	no	yes
creditworthy	account in minus	9	no credits before	miscancellouos	1549	³ 1000	< 1	< 20	male	none	1-3	none	35	none	rented	eins	jobless	³ 3	no	no
creditworthy	account in [0,200)	10	no credits before	miscancellouos	3949	no savings	< 1	³ 35	male	guarantor	< 1	car	37	none	rented	eins	no training	0, 1 or 2	no	no
creditworthy	account ³ 200 DM	10	no credits before	car (new)	2901	³ 1000	< 1	³ 35	fenale & male, non-married	none	> 6	none	31	none	no rent	eins	blue collar	³ 3	no	no
creditworthy	account in [0,200)	6	no credits before	miscancellouos	709	500-1000	< 1	25-35	female, non-married	none	1-3	none	27	none	rented	eins	jobless	³ 3	no	yes
creditworthy	no account	47	no credits before	miscancellouos	10722	no savings	< 1	³ 35	fenale & male, non-married	none	< 1	none	35	none	rented	eins	no training	³ 3	yes	no
creditworthy	account ³ 200 DM	10	no credits before	miscancellouos	1287	³ 1000	> 6	< 20	male	other debtors	1-3	car	45	none	rented	eins	no training	³ 3	no	yes
creditworthy	no account	18	other credits	furniture	1940	no savings	< 1	20-25	male	other debtors	> 6	house, land	36	at another bank	property	eins	white collar	³ 3	yes	no
creditworthy	account in [0,200)	30	all credits finished	furniture	3656	³ 1000	> 6	< 20	male	none	> 6	car	49	at a warehouse	rented	2 or 3	no training	³ 3	no	no
creditworthy	account ³ 200 DM	24	good payment	car (new)	4679	no savings	4-6	20-25	male	none	4-6	life assurance	35	none	rented	2 or 3	no training	³ 3	yes	no
creditworthy	account ³ 200 DM	27	good payment	car (new)	8613	500-1000	1-3	25-35	male	none	1-3	life assurance	27	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	no account	18	no credits before	car (used)	2659	500-1000	1-3	< 20	male	none	1-3	life assurance	28	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	24	all credits finished	furniture	1516	500-1000	1-3	< 20	fenale & male, non-married	none	< 1	none	43	none	rented	2 or 3	no training	³ 3	no	no
creditworthy	no account	18	no credits before	miscancellouos	4380	<100	1-3	20-25	male	none	> 6	life assurance	35	none	rented	eins	no training	0, 1 or 2	yes	no
creditworthy	account ³ 200 DM	14	good payment	miscancellouos	802	no savings	1-3	< 20	male	none	1-3	life assurance	27	none	rented	2 or 3	no training	³ 3	no	no
creditworthy	account ³ 200 DM	21	no credits before	umschulung	1572	500-1000	> 6	< 20	fenale & male, non-married	none	> 6	none	36	at another bank	rented	eins	no training	³ 3	no	no
creditworthy	account in minus	48	other credits	umschulung	3566	<100	4-6	< 20	male	none	1-3	life assurance	30	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	24	no credits before	furniture	1278	no savings	> 6	< 20	male	none	< 1	none	36	none	rented	eins	white collar	³ 3	yes	no
creditworthy	account ³ 200 DM	6	bad payment	furniture	426	no savings	> 6	< 20	female, non-married	none	> 6	life assurance	39	none	rented	eins	no training	³ 3	no	no
creditworthy	account ³ 200 DM	39	no credits before	car (new)	8588	<100	> 6	< 20	male	none	1-3	life assurance	45	none	rented	eins	white collar	³ 3	yes	no
creditworthy	no account	30	no credits before	car (new)	3857	no savings	1-3	< 20	male, divorced	none	> 6	car	40	none	rented	eins	white collar	³ 3	yes	no
not creditworthy	account in minus	12	no credits before	miscancellouos	685	no savings	4-6	25-35	female, non-married	none	4-6	life assurance	25	at another bank	rented	eins	no training	³ 3	no	no
creditworthy	no account	24	no credits before	furniture	1603	no savings	> 6	< 20	fenale & male, non-married	none	> 6	life assurance	55	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	21	no credits before	car (used)	2241	no savings	> 6	< 20	male	none	1-3	none	50	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	no account	24	no credits before	furniture	2384	no savings	> 6	< 20	male	none	> 6	none	64	at another bank	no rent	eins	no training	³ 3	no	no
creditworthy	account ³ 200 DM	4	no credits before	car (used)	601	no savings	< 1	³ 35	fenale & male, non-married	none	4-6	none	23	none	no rent	eins	no training	0, 1 or 2	no	no
creditworthy	account ³ 200 DM	39	no credits before	car (new)	2569	100-500	1-3	< 20	male	none	> 6	life assurance	24	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	15	all credits finished	furniture	1316	100-500	1-3	25-35	female, non-married	none	1-3	car	47	none	rented	2 or 3	no training	³ 3	no	no
creditworthy	account ³ 200 DM	60	no credits before	miscancellouos	10366	no savings	> 6	25-35	male	none	> 6	car	42	none	rented	eins	white collar	³ 3	yes	no
creditworthy	account ³ 200 DM	18	no credits before	umschulung	1568	<100	1-3	20-25	fenale & male, non-married	none	> 6	car	24	none	no rent	eins	no training	³ 3	no	no
creditworthy	account ³ 200 DM	18	all credits finished	furniture	629	100-500	> 6	< 20	male	none	4-6	car	32	at another bank	rented	2 or 3	white collar	³ 3	yes	no
creditworthy	account ³ 200 DM	6	other credits	furniture	1750	100-500	> 6	25-35	male	none	> 6	car	45	at another bank	rented	eins	no training	0, 1 or 2	no	no
creditworthy	account ³ 200 DM	24	no credits before	car (new)	3488	<100	4-6	20-25	fenale & male, non-married	none	> 6	life assurance	23	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	18	all credits finished	furniture	1800	no savings	1-3	< 20	male	none	1-3	life assurance	24	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	24	good payment	car (used)	4151	<100	1-3	25-35	male	none	4-6	car	35	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account in minus	15	no credits before	household	2631	<100	1-3	20-25	fenale & male, non-married	none	1-3	none	25	none	rented	eins	no training	³ 3	no	no
creditworthy	account ³ 200 DM	21	no credits before	car (new)	5248	³ 1000	1-3	³ 35	male	none	4-6	life assurance	26	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account in minus	18	good payment	miscancellouos	2899	³ 1000	> 6	< 20	male	none	> 6	life assurance	43	none	rented	eins	blue collar	0, 1 or 2	no	no
creditworthy	account in minus	18	good payment	household	6204	no savings	1-3	25-35	male	none	> 6	none	44	none	rented	eins	no training	0, 1 or 2	yes	no
creditworthy	account ³ 200 DM	12	no credits before	furniture	804	no savings	> 6	< 20	male	none	> 6	life assurance	38	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	36	no credits before	furniture	3595	no savings	> 6	< 20	male	none	1-3	life assurance	28	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	36	all credits finished	car (new)	5711	500-1000	> 6	< 20	male	none	1-3	life assurance	38	none	rented	2 or 3	white collar	³ 3	yes	no
creditworthy	account in [0,200)	15	no credits before	umschulung	2687	no savings	4-6	25-35	male	none	> 6	car	26	none	no rent	eins	blue collar	³ 3	yes	no
creditworthy	no account	15	good payment	car (used)	3643	no savings	> 6	³ 35	fenale & male, non-married	none	> 6	car	27	none	rented	2 or 3	no training	³ 3	no	no
creditworthy	account ³ 200 DM	10	all credits finished	car (used)	2146	no savings	< 1	³ 35	fenale & male, non-married	none	4-6	none	23	none	no rent	2 or 3	blue collar	³ 3	no	no
creditworthy	no account	10	no credits before	furniture	2315	no savings	> 6	20-25	male	none	> 6	none	52	none	rented	eins	no training	³ 3	no	no
creditworthy	account ³ 200 DM	5	no credits before	umschulung	3448	no savings	4-6	³ 35	male	none	> 6	none	74	none	rented	eins	no training	³ 3	no	no
creditworthy	account ³ 200 DM	15	no credits before	car (used)	2708	no savings	< 1	25-35	male	none	4-6	car	27	at another bank	rented	2 or 3	no training	³ 3	no	no
creditworthy	account ³ 200 DM	11	all credits finished	miscancellouos	1393	no savings	< 1	< 20	fenale & male, non-married	none	> 6	life assurance	35	none	rented	2 or 3	white collar	³ 3	no	no
creditworthy	account in [0,200)	10	no credits before	car (used)	1275	no savings	< 1	< 20	fenale & male, non-married	none	1-3	car	23	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	9	no credits before	car (used)	1313	no savings	> 6	³ 35	male	none	> 6	life assurance	20	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	12	no credits before	furniture	1493	no savings	< 1	< 20	fenale & male, non-married	none	4-6	life assurance	34	none	rented	eins	blue collar	0, 1 or 2	no	no
creditworthy	account ³ 200 DM	22	no credits before	furniture	2675	100-500	> 6	20-25	male	none	> 6	life assurance	40	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account in minus	9	no credits before	furniture	2118	no savings	1-3	25-35	male	none	1-3	none	37	none	rented	eins	no training	0, 1 or 2	no	no
creditworthy	account ³ 200 DM	36	no credits before	miscancellouos	909	100-500	> 6	< 20	male	none	> 6	car	36	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	12	all credits finished	car (used)	1258	no savings	< 1	25-35	fenale & male, non-married	none	> 6	car	22	none	no rent	2 or 3	no training	³ 3	no	no
creditworthy	account ³ 200 DM	15	other credits	furniture	1569	<100	> 6	< 20	male	none	> 6	life assurance	34	at another bank	rented	eins	no training	0, 1 or 2	no	no
creditworthy	account ³ 200 DM	6	no credits before	car (new)	1236	100-500	1-3	25-35	male	none	> 6	car	50	none	no rent	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	36	good payment	car (used)	7678	100-500	4-6	25-35	fenale & male, non-married	none	> 6	life assurance	40	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	6	no credits before	household	660	100-500	4-6	25-35	female, non-married	none	> 6	none	23	none	no rent	eins	no training	³ 3	no	no
creditworthy	account ³ 200 DM	24	no credits before	car (used)	2835	100-500	> 6	20-25	male	none	> 6	car	53	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	24	no credits before	car (new)	2670	no savings	> 6	< 20	male	none	> 6	life assurance	35	none	rented	eins	white collar	³ 3	yes	no
creditworthy	account ³ 200 DM	12	other credits	holidays	3447	100-500	1-3	< 20	fenale & male, non-married	none	4-6	none	35	none	rented	eins	no training	0, 1 or 2	no	no
creditworthy	account ³ 200 DM	15	no credits before	furniture	3568	no savings	> 6	< 20	fenale & male, non-married	none	1-3	life assurance	54	at another bank	no rent	eins	white collar	³ 3	yes	no
creditworthy	account in minus	21	all credits finished	umschulung	3652	no savings	4-6	25-35	male	none	4-6	car	27	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	no account	24	no credits before	furniture	3660	no savings	1-3	25-35	fenale & male, non-married	none	> 6	life assurance	28	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account in [0,200)	9	no credits before	furniture	1126	<100	> 6	25-35	male, divorced	none	> 6	none	49	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account in [0,200)	6	good payment	furniture	683	no savings	< 1	25-35	fenale & male, non-married	none	< 1	car	29	at another bank	rented	eins	blue collar	³ 3	no	no
creditworthy	account in [0,200)	12	no credits before	car (used)	2251	no savings	1-3	³ 35	fenale & male, non-married	none	1-3	life assurance	46	none	rented	eins	no training	³ 3	no	no
creditworthy	account ³ 200 DM	12	no credits before	car (new)	4675	³ 1000	< 1	³ 35	fenale & male, non-married	none	> 6	life assurance	20	none	no rent	eins	blue collar	³ 3	no	no
creditworthy	account in minus	21	good payment	miscancellouos	2353	no savings	1-3	³ 35	male, divorced	none	> 6	car	47	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	no account	21	no credits before	furniture	3357	500-1000	< 1	< 20	fenale & male, non-married	none	1-3	life assurance	29	at another bank	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	6	no credits before	miscancellouos	672	no savings	jobless	³ 35	fenale & male, non-married	none	> 6	none	54	none	rented	eins	jobless	³ 3	yes	no
creditworthy	no account	6	all credits finished	furniture	338	100-500	> 6	< 20	male	none	> 6	life assurance	52	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	9	no credits before	furniture	2697	no savings	1-3	³ 35	male	none	1-3	none	32	none	rented	eins	blue collar	0, 1 or 2	no	no
creditworthy	account ³ 200 DM	9	no credits before	miscancellouos	2507	100-500	> 6	25-35	male	none	> 6	house, land	51	none	property	eins	no training	³ 3	no	no
creditworthy	account ³ 200 DM	15	good payment	furniture	1478	no savings	1-3	< 20	female, non-married	none	4-6	none	33	at another bank	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	12	all credits finished	reconstruction	3565	³ 1000	< 1	25-35	male	none	< 1	car	37	none	rented	2 or 3	no training	0, 1 or 2	no	no
creditworthy	account ³ 200 DM	15	no credits before	car (used)	2221	100-500	1-3	25-35	fenale & male, non-married	none	> 6	life assurance	20	none	no rent	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	6	all credits finished	furniture	1898	³ 1000	1-3	³ 35	male	none	1-3	none	34	none	rented	2 or 3	no training	0, 1 or 2	no	no
creditworthy	account in minus	6	good payment	umschulung	1449	<100	> 6	³ 35	male, divorced	none	1-3	life assurance	31	at another bank	rented	2 or 3	blue collar	0, 1 or 2	no	no
creditworthy	account ³ 200 DM	15	good payment	car (used)	960	500-1000	4-6	20-25	fenale & male, non-married	none	1-3	car	30	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	36	no credits before	car (new)	8133	no savings	1-3	³ 35	fenale & male, non-married	none	1-3	car	30	at another bank	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	9	no credits before	car (used)	2301	<100	< 1	25-35	fenale & male, non-married	none	> 6	car	22	none	no rent	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	6	good payment	umschulung	1743	<100	1-3	³ 35	male	none	1-3	none	34	none	rented	2 or 3	no training	³ 3	no	no
creditworthy	account in minus	12	no credits before	car (used)	983	500-1000	< 1	³ 35	fenale & male, non-married	none	> 6	none	19	none	no rent	eins	no training	³ 3	no	no
creditworthy	account ³ 200 DM	18	good payment	furniture	2320	no savings	jobless	25-35	female, non-married	none	4-6	none	34	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	no account	12	other credits	holidays	339	no savings	> 6	< 20	female, non-married	none	< 1	life assurance	45	at another bank	rented	eins	no training	³ 3	no	no
creditworthy	account in [0,200)	24	no credits before	furniture	5152	no savings	4-6	< 20	male	none	1-3	life assurance	25	at another bank	rented	eins	blue collar	³ 3	no	no
creditworthy	account in [0,200)	24	no credits before	car (used)	3749	no savings	< 1	25-35	fenale & male, non-married	none	> 6	life assurance	26	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	9	all credits finished	furniture	3074	³ 1000	1-3	³ 35	male	none	1-3	none	33	none	rented	2 or 3	blue collar	0, 1 or 2	no	no
not creditworthy	account in [0,200)	9	no credits before	furniture	745	no savings	1-3	20-25	fenale & male, non-married	none	1-3	none	28	none	rented	eins	no training	³ 3	no	no
creditworthy	account ³ 200 DM	24	no credits before	miscancellouos	1469	<100	> 6	< 20	female, non-married	none	> 6	none	41	none	no rent	eins	no training	³ 3	no	no
creditworthy	no account	6	no credits before	car (used)	1374	no savings	1-3	³ 35	male	none	1-3	none	36	at another bank	rented	eins	no training	³ 3	yes	no
creditworthy	account ³ 200 DM	6	other credits	miscancellouos	783	³ 1000	1-3	³ 35	male	guarantor	1-3	none	26	at a warehouse	rented	eins	no training	0, 1 or 2	no	no
creditworthy	no account	21	no credits before	furniture	2606	no savings	< 1	< 20	fenale & male, non-married	none	> 6	car	28	none	no rent	eins	white collar	³ 3	yes	no
creditworthy	account ³ 200 DM	54	bad payment	car (new)	9436	³ 1000	1-3	25-35	male	none	1-3	car	39	none	rented	eins	no training	0, 1 or 2	no	no
creditworthy	account ³ 200 DM	12	all credits finished	furniture	930	³ 1000	> 6	< 20	male	none	> 6	none	65	none	rented	³ 6	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	48	all credits finished	car (new)	2751	³ 1000	> 6	< 20	male	none	4-6	life assurance	38	none	rented	2 or 3	blue collar	0, 1 or 2	yes	no
creditworthy	account ³ 200 DM	6	all credits finished	miscancellouos	250	500-1000	1-3	25-35	fenale & male, non-married	none	1-3	none	41	at another bank	rented	2 or 3	no training	³ 3	no	no
creditworthy	account in minus	24	no credits before	miscancellouos	1201	no savings	< 1	< 20	male	none	< 1	car	26	none	rented	eins	blue collar	³ 3	no	no
creditworthy	no account	6	no credits before	miscancellouos	662	no savings	< 1	20-25	male	none	> 6	none	41	none	rented	eins	no training	0, 1 or 2	yes	no
creditworthy	account ³ 200 DM	15	no credits before	car (new)	1300	³ 1000	> 6	< 20	male	none	> 6	house, land	45	at another bank	property	eins	blue collar	0, 1 or 2	no	no
creditworthy	account ³ 200 DM	24	other credits	umschulung	1559	no savings	4-6	< 20	male	none	> 6	life assurance	40	at another bank	rented	eins	blue collar	³ 3	yes	no
creditworthy	account in [0,200)	12	no credits before	furniture	3016	no savings	1-3	20-25	female, non-married	none	< 1	life assurance	24	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	15	all credits finished	furniture	1360	no savings	1-3	< 20	male	none	1-3	car	31	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	6	bad payment	miscancellouos	1204	<100	1-3	< 20	male	none	< 1	house, land	35	at another bank	no rent	eins	blue collar	³ 3	no	yes
creditworthy	account ³ 200 DM	10	no credits before	miscancellouos	1597	100-500	1-3	20-25	male	none	1-3	house, land	40	none	no rent	eins	no training	0, 1 or 2	no	yes
creditworthy	account ³ 200 DM	12	no credits before	furniture	2073	<100	1-3	< 20	fenale & male, non-married	other debtors	1-3	none	28	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	11	no credits before	umschulung	2142	500-1000	> 6	³ 35	male, divorced	none	1-3	none	28	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	no account	10	all credits finished	car (used)	2132	³ 1000	< 1	25-35	fenale & male, non-married	other debtors	4-6	none	27	none	no rent	2 or 3	blue collar	³ 3	no	yes
creditworthy	account ³ 200 DM	10	no credits before	miscancellouos	1546	no savings	1-3	20-25	male	none	1-3	none	31	none	rented	eins	no training	0, 1 or 2	no	yes
creditworthy	account ³ 200 DM	24	all credits finished	miscancellouos	1287	500-1000	> 6	< 20	fenale & male, non-married	none	> 6	none	37	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	10	no credits before	miscancellouos	1418	<100	1-3	20-25	male	none	1-3	none	35	none	no rent	eins	no training	³ 3	no	yes
creditworthy	account in [0,200)	6	all credits finished	miscancellouos	1343	no savings	> 6	³ 35	male	none	> 6	none	46	none	rented	2 or 3	blue collar	0, 1 or 2	no	yes
creditworthy	account ³ 200 DM	18	no credits before	miscancellouos	2662	³ 1000	4-6	< 20	male	none	4-6	car	32	none	rented	eins	blue collar	³ 3	no	yes
creditworthy	account ³ 200 DM	18	all credits finished	furniture	6070	no savings	> 6	20-25	male	none	> 6	life assurance	33	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	24	all credits finished	reconstruction	1927	³ 1000	1-3	20-25	fenale & male, non-married	none	1-3	life assurance	33	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	18	all credits finished	furniture	2404	no savings	1-3	25-35	fenale & male, non-married	none	1-3	life assurance	26	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	6	all credits finished	furniture	1554	no savings	4-6	³ 35	fenale & male, non-married	none	1-3	life assurance	24	none	no rent	2 or 3	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	22	no credits before	miscancellouos	1283	³ 1000	4-6	< 20	fenale & male, non-married	none	> 6	car	25	none	no rent	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	24	good payment	miscancellouos	717	³ 1000	> 6	< 20	female, non-married	none	> 6	life assurance	54	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	no account	24	no credits before	car (used)	1747	no savings	< 1	< 20	male	other debtors	< 1	car	24	none	rented	eins	no training	³ 3	no	yes
creditworthy	no account	9	all credits finished	household	1288	<100	> 6	20-25	male	guarantor	> 6	none	48	none	rented	2 or 3	blue collar	0, 1 or 2	no	yes
creditworthy	no account	10	all credits finished	miscancellouos	1038	no savings	4-6	< 20	male	other debtors	4-6	car	49	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	10	no credits before	car (new)	2848	<100	1-3	³ 35	male	other debtors	1-3	none	32	none	rented	eins	blue collar	0, 1 or 2	no	no
creditworthy	account ³ 200 DM	12	no credits before	car (new)	1413	500-1000	4-6	20-25	male	none	1-3	car	55	none	rented	eins	blue collar	³ 3	no	yes
creditworthy	account ³ 200 DM	30	all credits finished	furniture	3077	³ 1000	> 6	20-25	male	none	1-3	life assurance	40	none	rented	2 or 3	blue collar	0, 1 or 2	yes	no
creditworthy	no account	24	other credits	car (new)	3632	no savings	1-3	³ 35	fenale & male, non-married	guarantor	> 6	life assurance	22	at another bank	no rent	eins	blue collar	³ 3	no	yes
creditworthy	account ³ 200 DM	18	all credits finished	car (new)	3229	³ 1000	jobless	25-35	male	none	> 6	house, land	38	none	rented	eins	white collar	³ 3	yes	no
creditworthy	account ³ 200 DM	9	no credits before	miscancellouos	3577	<100	1-3	³ 35	male	guarantor	1-3	none	26	none	no rent	eins	blue collar	0, 1 or 2	no	yes
creditworthy	account ³ 200 DM	12	all credits finished	miscancellouos	682	<100	4-6	< 20	fenale & male, non-married	none	4-6	life assurance	51	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	10	no credits before	furniture	1924	no savings	1-3	³ 35	male	none	> 6	car	38	none	rented	eins	blue collar	³ 3	yes	yes
creditworthy	account ³ 200 DM	10	no credits before	reconstruction	727	100-500	> 6	< 20	male	none	> 6	house, land	46	none	property	eins	blue collar	³ 3	yes	no
creditworthy	account in [0,200)	10	all credits finished	miscancellouos	781	no savings	> 6	< 20	male	none	> 6	house, land	63	none	property	2 or 3	blue collar	³ 3	yes	no
creditworthy	no account	12	all credits finished	miscancellouos	2121	no savings	1-3	< 20	male	none	1-3	car	30	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	12	all credits finished	reconstruction	701	no savings	1-3	< 20	male	none	1-3	life assurance	32	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	10	all credits finished	car (used)	2069	³ 1000	1-3	25-35	female, non-married	none	< 1	life assurance	26	none	rented	2 or 3	blue collar	³ 3	no	yes
creditworthy	account ³ 200 DM	24	no credits before	miscancellouos	1525	500-1000	4-6	< 20	fenale & male, non-married	none	4-6	life assurance	34	none	rented	eins	blue collar	0, 1 or 2	yes	no
creditworthy	account ³ 200 DM	48	all credits finished	umschulung	7629	³ 1000	> 6	< 20	male, divorced	none	1-3	life assurance	46	at another bank	rented	2 or 3	white collar	0, 1 or 2	no	no
not creditworthy	no account	12	all credits finished	miscancellouos	3499	no savings	1-3	20-25	fenale & male, non-married	other debtors	1-3	none	29	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	6	no credits before	furniture	1346	<100	> 6	25-35	male	none	> 6	house, land	42	at another bank	property	eins	blue collar	0, 1 or 2	yes	no
creditworthy	account ³ 200 DM	36	all credits finished	car (new)	10477	³ 1000	> 6	25-35	male	none	> 6	house, land	42	none	property	2 or 3	blue collar	³ 3	no	no
creditworthy	no account	24	no credits before	car (new)	2924	no savings	1-3	20-25	male	guarantor	> 6	house, land	63	at another bank	rented	eins	blue collar	0, 1 or 2	yes	no
creditworthy	account ³ 200 DM	10	all credits finished	miscancellouos	1231	no savings	> 6	20-25	male	none	> 6	none	32	none	rented	2 or 3	no training	0, 1 or 2	no	yes
creditworthy	account in [0,200)	18	no credits before	miscancellouos	1961	no savings	> 6	20-25	fenale & male, non-married	none	1-3	life assurance	23	none	rented	eins	white collar	³ 3	no	no
creditworthy	account ³ 200 DM	15	all credits finished	miscancellouos	5045	³ 1000	> 6	³ 35	fenale & male, non-married	none	> 6	life assurance	59	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	12	all credits finished	miscancellouos	1255	no savings	> 6	< 20	male	none	> 6	none	61	none	rented	2 or 3	no training	³ 3	no	no
creditworthy	no account	12	no credits before	car (used)	1858	no savings	< 1	< 20	fenale & male, non-married	none	< 1	life assurance	22	none	no rent	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	6	all credits finished	car (used)	1221	³ 1000	1-3	³ 35	female, non-married	none	1-3	car	27	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	9	no credits before	car (used)	1388	no savings	1-3	< 20	fenale & male, non-married	none	1-3	none	26	none	no rent	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	12	no credits before	furniture	2279	³ 1000	1-3	< 20	male	none	> 6	house, land	37	none	property	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	12	bad payment	car (used)	2759	no savings	> 6	25-35	male	none	> 6	car	34	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account in [0,200)	24	no credits before	furniture	1258	100-500	1-3	20-25	fenale & male, non-married	none	4-6	life assurance	57	none	rented	eins	no training	³ 3	no	no
creditworthy	account in minus	12	bad payment	holidays	1410	no savings	1-3	25-35	male	none	1-3	none	31	none	rented	eins	no training	³ 3	yes	no
creditworthy	no account	15	no credits before	miscancellouos	1403	no savings	1-3	25-35	fenale & male, non-married	none	> 6	life assurance	28	none	no rent	eins	blue collar	³ 3	no	no
creditworthy	no account	24	no credits before	car (used)	3021	no savings	1-3	25-35	male, divorced	none	1-3	none	24	none	no rent	eins	no training	³ 3	no	no
creditworthy	no account	24	no credits before	umschulung	6568	no savings	1-3	25-35	female, non-married	none	1-3	life assurance	21	at a warehouse	rented	eins	no training	³ 3	no	no
creditworthy	account ³ 200 DM	24	all credits finished	furniture	2578	500-1000	> 6	25-35	male	none	1-3	life assurance	34	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account in minus	24	all credits finished	car (new)	7758	500-1000	> 6	25-35	fenale & male, non-married	none	> 6	house, land	29	none	no rent	eins	blue collar	³ 3	no	no
creditworthy	no account	6	no credits before	radio/tv	343	no savings	< 1	< 20	fenale & male, non-married	none	< 1	none	27	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	21	good payment	car (used)	1591	<100	4-6	< 20	male	none	4-6	none	34	none	rented	2 or 3	white collar	³ 3	no	no
creditworthy	no account	27	no credits before	furniture	3416	no savings	1-3	20-25	male	none	1-3	life assurance	27	none	rented	eins	white collar	³ 3	no	no
not creditworthy	no account	12	bad payment	household	1108	no savings	4-6	< 20	male	none	4-6	none	28	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account in minus	27	good payment	car (new)	5965	no savings	> 6	³ 35	male	none	1-3	life assurance	30	none	rented	2 or 3	white collar	³ 3	yes	no
creditworthy	account in minus	15	no credits before	household	1514	<100	1-3	< 20	male	guarantor	1-3	none	22	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	30	all credits finished	furniture	6742	³ 1000	4-6	25-35	male	none	4-6	car	36	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	no account	18	no credits before	car (used)	3650	no savings	< 1	³ 35	fenale & male, non-married	none	> 6	life assurance	22	none	no rent	eins	blue collar	³ 3	no	no
creditworthy	no account	21	no credits before	car (used)	3599	no savings	4-6	³ 35	fenale & male, non-married	none	> 6	life assurance	26	none	no rent	eins	no training	³ 3	no	no
creditworthy	account ³ 200 DM	60	all credits finished	miscancellouos	13756	³ 1000	> 6	25-35	male	none	> 6	house, land	63	at another bank	property	eins	white collar	³ 3	yes	no
creditworthy	account in minus	9	no credits before	miscancellouos	276	no savings	1-3	< 20	female, non-married	none	> 6	none	22	none	no rent	eins	no training	³ 3	no	no
creditworthy	account ³ 200 DM	42	all credits finished	car (used)	4041	100-500	1-3	< 20	male	none	> 6	none	36	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account in minus	9	no credits before	furniture	458	no savings	1-3	< 20	male	none	4-6	none	24	none	rented	eins	blue collar	³ 3	no	no
not creditworthy	account in minus	9	no credits before	car (used)	918	no savings	1-3	< 20	fenale & male, non-married	none	< 1	car	30	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	24	no credits before	miscancellouos	7393	no savings	1-3	³ 35	male	none	> 6	car	43	none	rented	eins	no training	0, 1 or 2	no	no
creditworthy	account in [0,200)	10	no credits before	radio/tv	1225	no savings	1-3	25-35	male	none	1-3	life assurance	37	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	no account	24	no credits before	car (new)	2812	³ 1000	> 6	25-35	fenale & male, non-married	none	> 6	none	26	none	no rent	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	15	no credits before	car (new)	3029	no savings	4-6	25-35	male	none	1-3	life assurance	33	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account in [0,200)	12	all credits finished	miscancellouos	1480	100-500	jobless	25-35	male	none	> 6	house, land	66	at another bank	property	4 or 5	jobless	³ 3	no	no
creditworthy	account in [0,200)	6	all credits finished	reconstruction	1047	no savings	1-3	25-35	fenale & male, non-married	none	> 6	car	50	none	rented	eins	no training	³ 3	no	no
creditworthy	account ³ 200 DM	15	all credits finished	furniture	1471	no savings	1-3	< 20	male	none	> 6	house, land	35	none	property	2 or 3	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	24	no credits before	car (used)	5511	<100	1-3	< 20	male	none	< 1	life assurance	25	at a warehouse	rented	eins	blue collar	³ 3	no	no
creditworthy	account in minus	9	no credits before	furniture	1206	no savings	> 6	< 20	fenale & male, non-married	none	> 6	none	25	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account in minus	24	good payment	furniture	6403	no savings	< 1	³ 35	male	none	1-3	life assurance	33	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	12	no credits before	furniture	707	no savings	1-3	< 20	male	none	1-3	none	30	at another bank	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	12	good payment	car (new)	1503	no savings	1-3	< 20	female, non-married	none	> 6	none	41	none	no rent	eins	blue collar	³ 3	no	no
creditworthy	account in minus	12	no credits before	miscancellouos	6078	no savings	4-6	25-35	male	none	1-3	life assurance	32	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account in minus	27	no credits before	umschulung	2528	no savings	< 1	< 20	fenale & male, non-married	none	< 1	car	32	none	rented	eins	blue collar	0, 1 or 2	yes	no
creditworthy	account in minus	12	no credits before	umschulung	1037	<100	4-6	20-25	male	none	> 6	none	39	none	rented	eins	no training	³ 3	no	no
creditworthy	no account	6	no credits before	car (new)	1352	100-500	jobless	³ 35	fenale & male, non-married	none	1-3	car	23	none	no rent	eins	jobless	³ 3	yes	no
creditworthy	account ³ 200 DM	24	no credits before	furniture	3181	no savings	< 1	< 20	fenale & male, non-married	none	> 6	car	26	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	18	no credits before	furniture	4594	no savings	< 1	20-25	male	none	1-3	life assurance	32	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account in minus	48	no credits before	company	5381	³ 1000	jobless	20-25	male	none	> 6	house, land	40	at another bank	property	eins	jobless	³ 3	yes	no
creditworthy	account ³ 200 DM	15	no credits before	car (new)	4657	no savings	1-3	20-25	male	none	1-3	life assurance	30	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account in minus	9	no credits before	umschulung	1391	no savings	1-3	25-35	female, non-married	none	< 1	none	27	at another bank	rented	eins	blue collar	³ 3	yes	no
creditworthy	account in minus	18	no credits before	umschulung	1913	500-1000	< 1	20-25	female, non-married	none	4-6	none	36	at another bank	rented	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	42	no credits before	furniture	7166	³ 1000	4-6	25-35	female, non-married	none	> 6	car	29	none	no rent	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	13	no credits before	furniture	1409	<100	jobless	25-35	fenale & male, non-married	none	> 6	none	64	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	24	good payment	umschulung	2978	³ 1000	1-3	< 20	male	none	> 6	none	32	none	rented	2 or 3	blue collar	0, 1 or 2	yes	no
creditworthy	account ³ 200 DM	12	all credits finished	furniture	976	³ 1000	> 6	< 20	male	none	> 6	life assurance	35	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	24	good payment	umschulung	2375	100-500	1-3	< 20	male	none	1-3	life assurance	44	none	rented	2 or 3	blue collar	0, 1 or 2	yes	no
creditworthy	account ³ 200 DM	12	all credits finished	furniture	522	100-500	> 6	< 20	male	none	> 6	car	42	none	rented	2 or 3	blue collar	0, 1 or 2	yes	no
creditworthy	account ³ 200 DM	28	all credits finished	furniture	2743	no savings	> 6	< 20	male	none	1-3	life assurance	29	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	11	all credits finished	furniture	1154	<100	jobless	< 20	fenale & male, non-married	none	> 6	none	57	none	rented	4 or 5	no training	³ 3	no	no
creditworthy	account ³ 200 DM	24	all credits finished	car (new)	5804	500-1000	1-3	< 20	male	none	1-3	none	27	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	18	all credits finished	furniture	1169	³ 1000	1-3	< 20	male	none	4-6	car	29	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	no account	15	all credits finished	car (used)	1478	no savings	> 6	< 20	male	none	> 6	life assurance	44	none	rented	2 or 3	blue collar	0, 1 or 2	yes	no
creditworthy	account ³ 200 DM	12	no credits before	furniture	776	no savings	1-3	< 20	female, non-married	none	1-3	none	28	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account in minus	11	all credits finished	miscancellouos	1322	500-1000	1-3	< 20	fenale & male, non-married	none	> 6	life assurance	40	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account in minus	16	all credits finished	miscancellouos	1175	no savings	jobless	25-35	male	none	4-6	life assurance	68	none	property	4 or 5	jobless	³ 3	yes	no
creditworthy	account ³ 200 DM	12	no credits before	miscancellouos	2133	³ 1000	> 6	< 20	fenale & male, non-married	none	> 6	house, land	52	none	property	eins	white collar	³ 3	yes	no
creditworthy	account ³ 200 DM	15	all credits finished	furniture	1829	no savings	> 6	< 20	male	none	> 6	life assurance	46	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	12	all credits finished	furniture	717	no savings	> 6	< 20	male	none	> 6	none	52	none	rented	4 or 5	blue collar	³ 3	no	no
creditworthy	account in minus	39	good payment	reconstruction	11760	<100	4-6	25-35	male	none	4-6	house, land	32	none	no rent	eins	blue collar	³ 3	yes	no
not creditworthy	account in minus	9	all credits finished	reconstruction	1501	no savings	> 6	25-35	fenale & male, non-married	none	4-6	life assurance	34	none	rented	2 or 3	white collar	³ 3	yes	no
creditworthy	no account	12	no credits before	reconstruction	1200	³ 1000	1-3	< 20	fenale & male, non-married	none	> 6	car	23	at another bank	no rent	eins	blue collar	³ 3	yes	no
creditworthy	account in minus	9	no credits before	miscancellouos	3195	³ 1000	1-3	³ 35	fenale & male, non-married	none	1-3	none	33	none	rented	eins	no training	³ 3	no	no
creditworthy	account ³ 200 DM	30	all credits finished	furniture	4530	no savings	4-6	< 20	fenale & male, non-married	none	> 6	life assurance	26	none	no rent	eins	white collar	³ 3	yes	no
not creditworthy	account ³ 200 DM	12	good payment	household	1555	500-1000	> 6	< 20	male	none	> 6	house, land	55	none	property	2 or 3	blue collar	0, 1 or 2	no	no
creditworthy	account in minus	15	all credits finished	umschulung	2326	100-500	1-3	25-35	male	none	> 6	life assurance	27	at another bank	rented	eins	blue collar	³ 3	no	no
creditworthy	account in minus	18	all credits finished	umschulung	1887	³ 1000	1-3	< 20	female, non-married	none	> 6	none	28	at another bank	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	12	all credits finished	umschulung	1264	³ 1000	> 6	< 20	male	none	> 6	house, land	57	none	no rent	eins	no training	³ 3	no	no
creditworthy	account ³ 200 DM	7	good payment	furniture	846	³ 1000	> 6	20-25	male	none	> 6	house, land	36	none	property	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	15	all credits finished	reconstruction	1532	<100	1-3	< 20	fenale & male, non-married	none	4-6	life assurance	31	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	6	good payment	furniture	935	no savings	1-3	20-25	fenale & male, non-married	none	1-3	none	24	none	rented	eins	blue collar	³ 3	no	no
creditworthy	no account	27	all credits finished	umschulung	2442	no savings	> 6	< 20	male	none	> 6	life assurance	43	at a warehouse	rented	³ 6	white collar	0, 1 or 2	yes	no
creditworthy	account in minus	18	all credits finished	umschulung	3590	no savings	jobless	20-25	female, non-married	none	4-6	life assurance	40	none	rented	4 or 5	jobless	0, 1 or 2	yes	no
creditworthy	account ³ 200 DM	21	all credits finished	car (used)	2288	no savings	< 1	< 20	fenale & male, non-married	none	> 6	car	23	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	27	good payment	umschulung	5117	no savings	4-6	20-25	male	none	> 6	life assurance	26	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	no account	39	all credits finished	car (used)	14179	³ 1000	4-6	< 20	male	none	> 6	car	30	none	rented	2 or 3	white collar	³ 3	yes	no
creditworthy	account ³ 200 DM	15	no credits before	furniture	1386	³ 1000	1-3	< 20	female, non-married	none	1-3	none	40	none	no rent	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	12	all credits finished	furniture	618	no savings	> 6	< 20	male	none	> 6	none	56	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	12	no credits before	car (used)	1574	no savings	1-3	< 20	male	none	1-3	none	50	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	6	all credits finished	furniture	700	³ 1000	> 6	< 20	male	none	> 6	house, land	36	none	property	2 or 3	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	12	no credits before	furniture	886	³ 1000	1-3	< 20	fenale & male, non-married	none	1-3	life assurance	21	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	36	no credits before	car (new)	4686	no savings	1-3	25-35	male	none	1-3	house, land	32	none	property	eins	white collar	³ 3	yes	no
creditworthy	account in minus	9	no credits before	furniture	790	100-500	1-3	< 20	fenale & male, non-married	none	4-6	none	66	none	rented	eins	no training	³ 3	no	no
not creditworthy	account in minus	12	no credits before	furniture	766	100-500	1-3	< 20	male	none	4-6	none	66	none	rented	eins	no training	³ 3	no	no
creditworthy	no account	20	no credits before	car (used)	2212	³ 1000	4-6	< 20	male	none	> 6	life assurance	39	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account in minus	10	no credits before	miscancellouos	7308	no savings	jobless	25-35	male	none	> 6	house, land	70	at another bank	property	eins	white collar	³ 3	yes	no
creditworthy	account in minus	24	all credits finished	reconstruction	5743	no savings	< 1	25-35	fenale & male, non-married	none	> 6	house, land	24	none	property	2 or 3	blue collar	³ 3	yes	no
creditworthy	no account	14	no credits before	miscancellouos	3973	no savings	jobless	³ 35	male	none	> 6	house, land	22	none	property	eins	blue collar	³ 3	no	no
creditworthy	account in minus	60	good payment	furniture	7418	³ 1000	1-3	³ 35	male	none	< 1	none	27	none	rented	eins	no training	³ 3	no	no
creditworthy	account in minus	20	good payment	company	2629	no savings	1-3	25-35	male	none	4-6	life assurance	29	at another bank	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account in minus	18	no credits before	umschulung	1941	500-1000	1-3	< 20	male	none	1-3	car	35	none	rented	eins	no training	³ 3	yes	no
creditworthy	account in minus	24	good payment	car (used)	2333	³ 1000	< 1	< 20	male	none	1-3	car	29	at another bank	rented	eins	no training	³ 3	no	no
creditworthy	account ³ 200 DM	12	no credits before	car (new)	2445	³ 1000	< 1	25-35	female, non-married	none	> 6	life assurance	26	none	no rent	eins	blue collar	³ 3	yes	no
creditworthy	account in minus	20	no credits before	car (new)	6468	³ 1000	jobless	³ 35	male, divorced	none	> 6	none	60	none	rented	eins	white collar	³ 3	yes	no
creditworthy	account in minus	18	all credits finished	car (used)	7374	no savings	jobless	< 20	male	none	> 6	car	40	at a warehouse	rented	2 or 3	white collar	³ 3	yes	no
creditworthy	account ³ 200 DM	15	no credits before	car (new)	3812	<100	< 1	³ 35	fenale & male, non-married	none	> 6	life assurance	23	none	rented	eins	blue collar	³ 3	yes	no
not creditworthy	no account	28	no credits before	miscancellouos	4006	no savings	1-3	20-25	male	none	1-3	life assurance	45	none	rented	eins	no training	³ 3	no	no
creditworthy	account in minus	12	no credits before	miscancellouos	7472	³ 1000	jobless	³ 35	fenale & male, non-married	none	1-3	none	24	none	no rent	eins	jobless	³ 3	no	no
creditworthy	account in [0,200)	12	no credits before	car (used)	1424	³ 1000	> 6	20-25	fenale & male, non-married	none	> 6	none	55	none	rented	eins	white collar	³ 3	yes	no
creditworthy	account in minus	12	no credits before	car (new)	2028	³ 1000	1-3	< 20	male	none	1-3	life assurance	30	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	15	no credits before	miscancellouos	5324	100-500	> 6	³ 35	fenale & male, non-married	none	> 6	house, land	35	none	property	eins	blue collar	³ 3	no	no
creditworthy	account in minus	36	no credits before	furniture	2323	no savings	4-6	< 20	male	none	> 6	life assurance	24	none	no rent	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	12	no credits before	reconstruction	1393	no savings	> 6	< 20	male	none	> 6	car	47	at another bank	rented	4 or 5	blue collar	0, 1 or 2	yes	no
creditworthy	account ³ 200 DM	18	no credits before	car (used)	1984	no savings	1-3	< 20	male	none	> 6	house, land	47	at another bank	property	2 or 3	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	24	no credits before	furniture	999	³ 1000	> 6	< 20	male	none	1-3	life assurance	25	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	36	no credits before	umschulung	7409	³ 1000	> 6	20-25	male	none	1-3	car	37	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	15	no credits before	car (used)	2186	³ 1000	4-6	³ 35	fenale & male, non-married	none	> 6	none	33	at another bank	no rent	eins	no training	³ 3	no	no
creditworthy	account in [0,200)	36	no credits before	furniture	4473	no savings	> 6	< 20	male	none	1-3	life assurance	31	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	24	no credits before	holidays	937	no savings	< 1	< 20	female, non-married	none	4-6	life assurance	27	none	rented	2 or 3	no training	³ 3	no	no
creditworthy	account ³ 200 DM	18	no credits before	car (used)	3422	no savings	> 6	< 20	male	none	> 6	car	47	at another bank	rented	4 or 5	blue collar	0, 1 or 2	yes	no
creditworthy	account ³ 200 DM	24	no credits before	furniture	3105	³ 1000	< 1	< 20	male	none	1-3	life assurance	25	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	12	all credits finished	reconstruction	2748	no savings	> 6	25-35	fenale & male, non-married	none	> 6	house, land	57	at another bank	property	4 or 5	no training	³ 3	no	no
creditworthy	account in minus	18	no credits before	household	3872	no savings	jobless	25-35	fenale & male, non-married	none	> 6	life assurance	67	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	27	no credits before	household	5190	³ 1000	> 6	< 20	male	none	> 6	car	48	none	rented	³ 6	blue collar	0, 1 or 2	yes	no
creditworthy	account in minus	18	no credits before	car (used)	3001	no savings	4-6	25-35	fenale & male, non-married	none	> 6	none	40	none	no rent	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	24	good payment	umschulung	3863	no savings	1-3	³ 35	male	none	1-3	house, land	32	none	property	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	12	all credits finished	car (used)	5801	³ 1000	> 6	25-35	male	none	> 6	car	49	none	no rent	eins	blue collar	³ 3	yes	yes
creditworthy	account ³ 200 DM	12	all credits finished	car (used)	1592	500-1000	4-6	20-25	fenale & male, non-married	none	1-3	car	35	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	12	all credits finished	umschulung	1185	no savings	1-3	20-25	fenale & male, non-married	none	1-3	none	27	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	18	all credits finished	car (used)	3780	no savings	< 1	20-25	male, divorced	none	1-3	life assurance	35	none	rented	2 or 3	white collar	³ 3	yes	no
creditworthy	account in minus	18	all credits finished	car (used)	3612	no savings	> 6	20-25	fenale & male, non-married	none	> 6	car	37	none	rented	eins	blue collar	³ 3	yes	yes
creditworthy	account ³ 200 DM	12	no credits before	umschulung	1076	no savings	1-3	25-35	female, non-married	none	1-3	none	26	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	12	no credits before	miscancellouos	3527	³ 1000	< 1	25-35	male	none	4-6	car	45	none	rented	eins	white collar	0, 1 or 2	yes	no
creditworthy	account ³ 200 DM	18	no credits before	furniture	2051	no savings	< 1	< 20	male	none	< 1	none	33	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	12	all credits finished	car (used)	3331	no savings	> 6	25-35	male	none	> 6	car	42	at a warehouse	rented	eins	blue collar	³ 3	no	no
creditworthy	no account	18	bad payment	umschulung	3104	no savings	4-6	20-25	male	none	< 1	car	31	at another bank	rented	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	24	all credits finished	furniture	2611	no savings	> 6	< 20	female, non-married	other debtors	4-6	none	46	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	no account	12	all credits finished	car (new)	1409	no savings	> 6	< 20	male	none	4-6	none	54	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	24	no credits before	furniture	1311	<100	4-6	< 20	female, non-married	none	4-6	car	26	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	6	no credits before	furniture	2108	no savings	4-6	25-35	female, non-married	none	1-3	none	29	none	no rent	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	24	all credits finished	car (new)	4042	³ 1000	4-6	20-25	male	none	> 6	car	43	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	12	all credits finished	miscancellouos	926	no savings	jobless	³ 35	fenale & male, non-married	none	1-3	car	38	none	rented	eins	jobless	³ 3	no	no
creditworthy	no account	12	no credits before	furniture	1680	100-500	> 6	20-25	female, non-married	none	< 1	none	35	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	24	no credits before	miscancellouos	1249	no savings	< 1	< 20	female, non-married	none	1-3	none	28	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	24	all credits finished	miscancellouos	2463	<100	4-6	< 20	female, non-married	none	4-6	car	27	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	6	no credits before	furniture	1595	no savings	4-6	20-25	male	none	1-3	car	51	none	rented	eins	blue collar	0, 1 or 2	no	no
creditworthy	account ³ 200 DM	24	all credits finished	household	2058	no savings	1-3	< 20	male, divorced	none	1-3	none	33	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	24	no credits before	car (new)	7814	no savings	4-6	20-25	male	none	4-6	life assurance	38	none	rented	eins	white collar	³ 3	yes	no
creditworthy	account ³ 200 DM	6	all credits finished	furniture	1740	no savings	> 6	25-35	female, non-married	none	1-3	none	30	none	no rent	2 or 3	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	12	all credits finished	furniture	1240	³ 1000	> 6	< 20	fenale & male, non-married	none	1-3	none	38	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	24	all credits finished	car (new)	6842	³ 1000	1-3	25-35	male	none	> 6	car	46	none	rented	2 or 3	white collar	0, 1 or 2	yes	no
creditworthy	account ³ 200 DM	24	all credits finished	car (used)	5150	no savings	> 6	< 20	male	none	> 6	life assurance	33	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	no account	6	no credits before	miscancellouos	1203	<100	> 6	20-25	male	none	1-3	car	43	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	6	all credits finished	miscancellouos	2080	100-500	1-3	³ 35	female, non-married	none	1-3	life assurance	24	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	6	no credits before	reconstruction	1538	no savings	< 1	³ 35	fenale & male, non-married	none	1-3	house, land	56	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account in minus	24	all credits finished	miscancellouos	3878	<100	< 1	< 20	male, divorced	none	1-3	life assurance	37	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account in minus	30	no credits before	car (used)	3832	no savings	< 1	25-35	female, non-married	none	< 1	car	22	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	15	no credits before	miscancellouos	3186	500-1000	4-6	25-35	fenale & male, non-married	none	4-6	life assurance	20	none	no rent	eins	blue collar	³ 3	no	no
creditworthy	account in minus	24	no credits before	furniture	2896	<100	< 1	25-35	male	none	< 1	life assurance	29	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account in minus	24	good payment	umschulung	6967	<100	4-6	< 20	male	none	> 6	life assurance	36	none	no rent	eins	white collar	³ 3	yes	no
not creditworthy	account ³ 200 DM	36	no credits before	reconstruction	1819	no savings	1-3	< 20	male	none	> 6	house, land	37	at a warehouse	property	eins	blue collar	³ 3	yes	no
not creditworthy	account ³ 200 DM	24	no credits before	furniture	5943	³ 1000	< 1	³ 35	fenale & male, non-married	none	< 1	life assurance	44	none	rented	2 or 3	blue collar	³ 3	yes	no
not creditworthy	account ³ 200 DM	36	all credits finished	car (used)	7127	no savings	< 1	25-35	fenale & male, non-married	none	> 6	car	23	none	no rent	2 or 3	blue collar	³ 3	yes	no
not creditworthy	account ³ 200 DM	36	no credits before	car (used)	3349	no savings	1-3	< 20	fenale & male, non-married	none	1-3	life assurance	28	none	rented	eins	white collar	³ 3	yes	no
not creditworthy	account ³ 200 DM	36	no credits before	car (used)	10974	no savings	jobless	< 20	fenale & male, non-married	none	1-3	life assurance	26	none	rented	2 or 3	white collar	³ 3	yes	no
creditworthy	account ³ 200 DM	6	no credits before	furniture	518	no savings	1-3	20-25	fenale & male, non-married	none	< 1	none	29	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	18	no credits before	furniture	1126	³ 1000	< 1	< 20	fenale & male, non-married	none	1-3	none	21	none	no rent	eins	blue collar	³ 3	yes	no
creditworthy	account in minus	12	all credits finished	car (new)	1860	no savings	jobless	< 20	male	none	1-3	life assurance	34	none	rented	2 or 3	white collar	³ 3	yes	no
creditworthy	account ³ 200 DM	36	all credits finished	furniture	9566	no savings	1-3	25-35	fenale & male, non-married	none	1-3	life assurance	31	at a warehouse	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	no account	12	no credits before	furniture	701	no savings	1-3	< 20	female, non-married	none	1-3	none	40	none	rented	eins	no training	³ 3	no	no
creditworthy	account in minus	12	no credits before	furniture	2930	no savings	4-6	25-35	fenale & male, non-married	none	< 1	none	27	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	18	no credits before	furniture	1505	no savings	1-3	< 20	male	none	1-3	house, land	32	none	property	eins	white collar	³ 3	yes	no
creditworthy	account ³ 200 DM	18	all credits finished	furniture	2238	no savings	1-3	25-35	fenale & male, non-married	none	< 1	life assurance	25	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	4	all credits finished	furniture	1503	no savings	4-6	25-35	male	none	< 1	none	42	none	rented	2 or 3	no training	0, 1 or 2	no	no
creditworthy	account ³ 200 DM	24	all credits finished	car (new)	2197	³ 1000	4-6	< 20	male	none	> 6	life assurance	43	none	rented	2 or 3	blue collar	0, 1 or 2	yes	no
creditworthy	account in [0,200)	12	no credits before	furniture	1881	no savings	1-3	25-35	fenale & male, non-married	none	1-3	life assurance	44	none	no rent	eins	no training	³ 3	yes	no
creditworthy	no account	18	all credits finished	furniture	1880	no savings	4-6	< 20	female, non-married	none	< 1	car	32	none	rented	2 or 3	white collar	³ 3	yes	no
creditworthy	no account	18	no credits before	furniture	2389	no savings	< 1	< 20	fenale & male, non-married	none	< 1	life assurance	27	at a warehouse	rented	eins	blue collar	³ 3	no	no
creditworthy	account in minus	24	no credits before	furniture	1967	no savings	> 6	< 20	fenale & male, non-married	none	> 6	life assurance	20	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	4	all credits finished	miscancellouos	3380	no savings	4-6	³ 35	fenale & male, non-married	none	< 1	none	37	none	rented	eins	blue collar	0, 1 or 2	no	no
creditworthy	account ³ 200 DM	4	all credits finished	miscancellouos	1455	no savings	4-6	25-35	male	none	< 1	none	42	none	rented	4 or 5	no training	0, 1 or 2	no	no
creditworthy	account ³ 200 DM	7	all credits finished	furniture	730	³ 1000	> 6	< 20	male	none	1-3	car	46	none	no rent	2 or 3	no training	³ 3	yes	no
creditworthy	account in minus	18	bad payment	car (used)	3244	no savings	1-3	³ 35	fenale & male, non-married	none	> 6	life assurance	33	at another bank	rented	2 or 3	blue collar	³ 3	yes	no
not creditworthy	account in minus	9	no credits before	furniture	1670	no savings	< 1	< 20	fenale & male, non-married	none	1-3	life assurance	22	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account in minus	48	no credits before	furniture	3979	³ 1000	4-6	< 20	male	none	< 1	life assurance	41	none	rented	2 or 3	blue collar	0, 1 or 2	yes	no
not creditworthy	account in minus	12	no credits before	car (used)	1922	no savings	1-3	< 20	male	none	1-3	car	37	none	rented	eins	no training	³ 3	no	no
creditworthy	account in minus	18	all credits finished	car (used)	1295	no savings	< 1	< 20	fenale & male, non-married	none	< 1	car	27	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	4	all credits finished	furniture	1544	no savings	4-6	25-35	male	none	< 1	none	42	none	rented	4 or 5	no training	0, 1 or 2	no	no
creditworthy	account in minus	8	no credits before	umschulung	907	no savings	< 1	20-25	female, non-married	none	1-3	none	26	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account in minus	30	no credits before	furniture	1715	³ 1000	1-3	< 20	fenale & male, non-married	none	< 1	life assurance	26	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account in [0,200)	10	all credits finished	furniture	1347	³ 1000	4-6	< 20	male	none	1-3	car	27	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account in minus	12	no credits before	miscancellouos	1007	500-1000	1-3	< 20	female, non-married	none	< 1	none	22	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	12	all credits finished	car (used)	1402	100-500	4-6	20-25	fenale & male, non-married	none	> 6	life assurance	37	none	no rent	eins	blue collar	³ 3	yes	no
creditworthy	account in minus	12	no credits before	miscancellouos	2002	no savings	4-6	20-25	male	none	> 6	car	30	none	no rent	eins	blue collar	0, 1 or 2	yes	no
creditworthy	account ³ 200 DM	12	all credits finished	reconstruction	2096	no savings	4-6	25-35	male	none	4-6	none	49	none	rented	eins	no training	0, 1 or 2	no	no
creditworthy	account ³ 200 DM	12	no credits before	miscancellouos	1101	no savings	1-3	20-25	female, non-married	none	1-3	none	27	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	10	no credits before	holidays	894	³ 1000	4-6	< 20	fenale & male, non-married	none	4-6	car	40	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account in minus	11	no credits before	car (used)	1577	500-1000	< 1	< 20	fenale & male, non-married	none	< 1	none	20	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	33	good payment	umschulung	2764	no savings	1-3	25-35	fenale & male, non-married	none	1-3	life assurance	26	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account in minus	48	bad payment	miscancellouos	8358	100-500	< 1	³ 35	fenale & male, non-married	none	< 1	life assurance	30	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account in [0,200)	12	no credits before	car (used)	1474	no savings	< 1	< 20	fenale & male, non-married	none	< 1	car	33	at another bank	rented	eins	white collar	³ 3	yes	no
creditworthy	account ³ 200 DM	24	no credits before	car (new)	5433	³ 1000	jobless	25-35	fenale & male, non-married	none	> 6	car	26	none	no rent	eins	white collar	³ 3	yes	no
creditworthy	account in minus	14	no credits before	umschulung	1410	100-500	> 6	³ 35	female, non-married	none	1-3	none	35	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	20	all credits finished	miscancellouos	3485	³ 1000	< 1	25-35	male, divorced	none	> 6	none	44	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	18	all credits finished	car (new)	3850	no savings	4-6	20-25	male	none	< 1	life assurance	27	none	rented	2 or 3	blue collar	³ 3	no	no
not creditworthy	account in minus	60	no credits before	miscancellouos	7408	<100	< 1	< 20	fenale & male, non-married	none	1-3	car	24	none	rented	eins	white collar	³ 3	no	no
creditworthy	account in [0,200)	24	no credits before	furniture	1377	<100	> 6	< 20	fenale & male, non-married	none	1-3	house, land	47	none	property	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	30	good payment	umschulung	4272	<100	1-3	25-35	male	none	1-3	car	26	none	rented	2 or 3	no training	³ 3	no	no
creditworthy	account in minus	24	good payment	furniture	1553	<100	4-6	20-25	fenale & male, non-married	none	1-3	car	23	none	no rent	2 or 3	blue collar	³ 3	yes	no
creditworthy	account in minus	36	good payment	umschulung	9857	<100	4-6	³ 35	male	none	4-6	car	31	none	rented	2 or 3	no training	0, 1 or 2	yes	no
creditworthy	account ³ 200 DM	6	all credits finished	miscancellouos	362	<100	1-3	< 20	fenale & male, non-married	none	> 6	life assurance	52	none	rented	2 or 3	no training	³ 3	no	no
creditworthy	account ³ 200 DM	12	all credits finished	car (used)	1935	no savings	> 6	< 20	male	none	> 6	none	43	none	rented	4 or 5	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	48	no credits before	furniture	10222	³ 1000	4-6	< 20	male	none	4-6	life assurance	37	at a warehouse	rented	eins	blue collar	³ 3	yes	no
creditworthy	account in [0,200)	12	no credits before	miscancellouos	1330	no savings	< 1	< 20	male	none	< 1	none	26	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	36	no credits before	reconstruction	9055	³ 1000	1-3	25-35	male	none	> 6	house, land	35	none	property	eins	no training	0, 1 or 2	yes	no
creditworthy	account in minus	26	no credits before	car (new)	7966	no savings	< 1	25-35	male	none	4-6	life assurance	30	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account in minus	30	other credits	car (used)	3496	500-1000	1-3	< 20	male	none	1-3	life assurance	34	at a warehouse	rented	eins	blue collar	0, 1 or 2	yes	no
creditworthy	account in minus	36	no credits before	car (new)	6948	no savings	1-3	25-35	male	none	1-3	life assurance	35	none	no rent	eins	white collar	³ 3	yes	no
creditworthy	account in minus	48	bad payment	umschulung	12204	³ 1000	1-3	25-35	male	none	1-3	life assurance	48	at another bank	rented	eins	white collar	³ 3	yes	no
not creditworthy	no account	36	no credits before	car (used)	3446	no savings	> 6	< 20	male	none	1-3	life assurance	42	none	rented	eins	blue collar	0, 1 or 2	no	no
not creditworthy	no account	12	no credits before	reconstruction	684	no savings	1-3	< 20	male	none	> 6	life assurance	40	none	no rent	eins	no training	0, 1 or 2	no	no
not creditworthy	no account	33	all credits finished	car (used)	4281	100-500	1-3	³ 35	fenale & male, non-married	none	> 6	life assurance	23	none	rented	2 or 3	blue collar	³ 3	no	no
not creditworthy	no account	42	no credits before	furniture	7174	³ 1000	4-6	< 20	fenale & male, non-married	none	4-6	life assurance	30	none	rented	eins	white collar	³ 3	yes	no
not creditworthy	no account	24	other credits	furniture	1546	no savings	4-6	< 20	male	guarantor	> 6	life assurance	24	at another bank	no rent	eins	no training	³ 3	no	no
not creditworthy	no account	24	no credits before	car (used)	2359	<100	jobless	³ 35	male, divorced	none	< 1	car	33	none	rented	eins	blue collar	³ 3	no	no
not creditworthy	account ³ 200 DM	24	no credits before	furniture	3621	<100	> 6	25-35	male	none	> 6	life assurance	31	none	rented	2 or 3	blue collar	³ 3	no	no
not creditworthy	no account	12	no credits before	radio/tv	741	<100	jobless	< 20	fenale & male, non-married	none	4-6	car	22	none	rented	eins	blue collar	³ 3	no	no
not creditworthy	no account	12	no credits before	car (used)	7865	no savings	> 6	< 20	male	none	> 6	house, land	53	none	property	eins	white collar	³ 3	yes	no
creditworthy	no account	24	no credits before	car (new)	2910	no savings	4-6	25-35	male	none	< 1	house, land	34	none	property	eins	white collar	³ 3	yes	no
creditworthy	no account	18	all credits finished	miscancellouos	5302	no savings	> 6	25-35	male	none	> 6	house, land	36	none	property	4 or 5	white collar	³ 3	yes	no
creditworthy	no account	36	no credits before	car (used)	3620	no savings	1-3	³ 35	male	guarantor	1-3	car	37	none	rented	eins	blue collar	0, 1 or 2	no	no
creditworthy	no account	18	no credits before	furniture	3509	no savings	4-6	< 20	fenale & male, non-married	guarantor	< 1	none	25	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account in minus	12	no credits before	car (used)	3017	no savings	< 1	20-25	fenale & male, non-married	none	< 1	none	34	none	no rent	eins	white collar	³ 3	no	no
creditworthy	no account	12	no credits before	car (used)	1657	no savings	1-3	25-35	male	none	1-3	none	27	none	rented	eins	blue collar	³ 3	no	no
creditworthy	no account	8	all credits finished	company	1164	no savings	> 6	20-25	male	none	> 6	house, land	51	at another bank	property	2 or 3	white collar	0, 1 or 2	yes	no
not creditworthy	no account	36	all credits finished	car (used)	6229	no savings	< 1	< 20	fenale & male, non-married	other debtors	> 6	house, land	23	none	no rent	2 or 3	no training	³ 3	yes	no
not creditworthy	no account	24	other credits	miscancellouos	1193	no savings	jobless	³ 35	fenale & male, non-married	other debtors	> 6	house, land	29	none	no rent	2 or 3	jobless	³ 3	no	no
creditworthy	no account	30	bad payment	car (used)	4583	no savings	1-3	25-35	male, divorced	guarantor	1-3	none	32	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	no account	36	all credits finished	car (used)	5371	no savings	1-3	20-25	male	guarantor	1-3	car	28	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	no account	12	no credits before	car (used)	708	no savings	1-3	25-35	male	guarantor	4-6	car	38	none	rented	eins	no training	0, 1 or 2	no	no
creditworthy	no account	21	all credits finished	miscancellouos	571	no savings	> 6	< 20	male	none	> 6	none	65	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	no account	30	no credits before	furniture	2522	no savings	> 6	³ 35	male	guarantor	4-6	car	39	none	rented	eins	blue collar	0, 1 or 2	no	no
not creditworthy	no account	36	no credits before	car (used)	5179	no savings	4-6	< 20	male	none	1-3	car	29	none	rented	eins	blue collar	³ 3	no	no
not creditworthy	no account	36	no credits before	car (new)	8229	no savings	1-3	25-35	male	none	1-3	car	26	none	rented	eins	blue collar	0, 1 or 2	no	no
creditworthy	account ³ 200 DM	24	all credits finished	car (used)	2028	no savings	4-6	25-35	male	none	1-3	car	30	none	rented	2 or 3	no training	³ 3	no	no
creditworthy	no account	6	no credits before	miscancellouos	1374	³ 1000	jobless	< 20	fenale & male, non-married	none	4-6	car	75	none	rented	eins	white collar	³ 3	yes	no
creditworthy	no account	12	no credits before	car (used)	1289	no savings	1-3	< 20	male	guarantor	< 1	car	21	none	rented	eins	no training	³ 3	no	no
not creditworthy	no account	36	no credits before	car (used)	2712	no savings	> 6	25-35	male	none	1-3	car	41	at another bank	rented	eins	blue collar	0, 1 or 2	no	no
creditworthy	no account	15	all credits finished	car (used)	975	no savings	1-3	25-35	male, divorced	none	4-6	car	25	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account in minus	6	good payment	car (used)	1050	no savings	jobless	< 20	male	none	< 1	car	35	at a warehouse	rented	2 or 3	white collar	³ 3	yes	yes
creditworthy	no account	6	all credits finished	miscancellouos	609	no savings	4-6	< 20	fenale & male, non-married	none	4-6	car	37	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	no account	48	no credits before	car (new)	4788	no savings	4-6	< 20	male	none	4-6	car	26	none	rented	eins	blue collar	0, 1 or 2	no	no
creditworthy	account in minus	24	no credits before	car (used)	3069	<100	> 6	< 20	male	none	> 6	house, land	30	none	property	eins	blue collar	³ 3	no	no
not creditworthy	account in minus	12	no credits before	miscancellouos	836	<100	< 1	< 20	fenale & male, non-married	none	1-3	car	23	at another bank	rented	eins	no training	³ 3	no	no
creditworthy	no account	12	no credits before	car (used)	2577	no savings	1-3	25-35	male, divorced	none	< 1	life assurance	42	none	rented	eins	blue collar	³ 3	no	no
creditworthy	no account	12	no credits before	car (used)	1620	no savings	1-3	25-35	fenale & male, non-married	other debtors	4-6	car	30	none	rented	eins	blue collar	³ 3	no	no
creditworthy	no account	15	no credits before	car (used)	1845	no savings	< 1	< 20	fenale & male, non-married	guarantor	< 1	car	46	none	no rent	eins	blue collar	³ 3	no	no
creditworthy	no account	24	no credits before	car (new)	6579	no savings	jobless	< 20	male	none	1-3	house, land	29	none	property	eins	white collar	³ 3	yes	no
creditworthy	no account	12	no credits before	miscancellouos	1893	no savings	1-3	< 20	fenale & male, non-married	guarantor	> 6	car	29	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	no account	30	all credits finished	car (new)	10623	no savings	> 6	20-25	male	none	> 6	house, land	38	none	property	4 or 5	white collar	0, 1 or 2	yes	no
creditworthy	no account	18	no credits before	miscancellouos	2249	<100	4-6	< 20	male	none	4-6	life assurance	30	none	rented	eins	white collar	0, 1 or 2	yes	no
not creditworthy	no account	30	no credits before	car (used)	3108	no savings	< 1	25-35	male, divorced	none	> 6	car	31	none	rented	eins	no training	³ 3	no	no
creditworthy	account in minus	12	all credits finished	miscancellouos	958	no savings	4-6	25-35	male	none	4-6	none	47	none	rented	2 or 3	no training	0, 1 or 2	no	no
creditworthy	account ³ 200 DM	24	no credits before	car (new)	9277	³ 1000	1-3	25-35	male, divorced	none	> 6	house, land	48	none	property	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	24	all credits finished	company	6314	no savings	jobless	< 20	male	other debtors	1-3	house, land	27	at another bank	rented	2 or 3	white collar	³ 3	yes	no
creditworthy	no account	12	all credits finished	car (new)	1526	no savings	> 6	< 20	male	none	> 6	house, land	66	none	property	2 or 3	white collar	³ 3	no	no
creditworthy	no account	12	no credits before	car (used)	3590	no savings	1-3	25-35	male	other debtors	1-3	car	29	none	rented	eins	no training	0, 1 or 2	no	no
creditworthy	no account	24	all credits finished	car (new)	6615	no savings	jobless	25-35	male	none	> 6	house, land	75	none	property	2 or 3	white collar	³ 3	yes	no
creditworthy	no account	6	all credits finished	car (used)	1872	no savings	jobless	< 20	male	none	> 6	house, land	36	none	property	4 or 5	white collar	³ 3	yes	no
creditworthy	account ³ 200 DM	12	no credits before	miscancellouos	2859	³ 1000	jobless	< 20	male	none	> 6	house, land	38	none	rented	eins	white collar	³ 3	yes	no
creditworthy	account ³ 200 DM	18	all credits finished	furniture	1582	500-1000	> 6	< 20	male	none	> 6	life assurance	46	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	6	no credits before	holidays	1238	³ 1000	jobless	< 20	male	none	> 6	car	36	none	rented	eins	white collar	0, 1 or 2	yes	no
creditworthy	no account	12	no credits before	car (used)	2578	no savings	jobless	20-25	fenale & male, non-married	none	> 6	house, land	55	none	property	eins	white collar	³ 3	no	no
creditworthy	no account	15	all credits finished	car (used)	1433	no savings	1-3	< 20	fenale & male, non-married	none	4-6	car	25	none	no rent	2 or 3	blue collar	³ 3	no	no
creditworthy	no account	42	no credits before	car (used)	7882	no savings	4-6	25-35	male	guarantor	> 6	car	45	none	property	eins	blue collar	0, 1 or 2	no	no
creditworthy	no account	24	no credits before	car (used)	4169	no savings	1-3	< 20	male	none	> 6	car	28	none	rented	eins	blue collar	³ 3	no	no
creditworthy	no account	36	no credits before	car (used)	3959	no savings	jobless	< 20	male	none	4-6	car	30	none	rented	eins	white collar	³ 3	yes	no
creditworthy	no account	36	no credits before	miscancellouos	3249	no savings	4-6	25-35	male	none	> 6	house, land	39	at another bank	property	eins	white collar	0, 1 or 2	yes	no
creditworthy	no account	24	no credits before	car (used)	3149	no savings	< 1	< 20	male	none	< 1	house, land	22	at another bank	property	eins	blue collar	³ 3	no	no
not creditworthy	no account	12	all credits finished	car (used)	2246	no savings	> 6	20-25	male	none	4-6	car	60	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	no account	13	all credits finished	umschulung	1797	no savings	< 1	20-25	male	none	< 1	car	28	at another bank	rented	2 or 3	no training	³ 3	no	no
creditworthy	no account	20	all credits finished	car (used)	4272	no savings	> 6	³ 35	fenale & male, non-married	none	> 6	car	24	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	no account	24	all credits finished	car (new)	2957	no savings	> 6	< 20	male	none	> 6	car	63	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	no account	36	all credits finished	car (used)	2348	no savings	1-3	20-25	female, non-married	none	1-3	car	46	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account in [0,200)	42	bad payment	umschulung	6289	no savings	< 1	25-35	male, divorced	none	< 1	car	33	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	no account	24	all credits finished	car (new)	6419	no savings	> 6	25-35	fenale & male, non-married	none	> 6	house, land	44	none	property	2 or 3	white collar	0, 1 or 2	yes	no
not creditworthy	no account	48	all credits finished	car (new)	6143	no savings	> 6	< 20	fenale & male, non-married	none	> 6	house, land	58	at a warehouse	property	2 or 3	no training	³ 3	no	no
creditworthy	account ³ 200 DM	24	all credits finished	reconstruction	1597	no savings	> 6	< 20	male	none	> 6	house, land	54	none	property	2 or 3	blue collar	0, 1 or 2	no	no
creditworthy	no account	36	no credits before	company	15857	no savings	jobless	25-35	male, divorced	other debtors	4-6	life assurance	43	none	rented	eins	white collar	³ 3	no	no
creditworthy	account ³ 200 DM	24	all credits finished	furniture	2223	<100	> 6	< 20	male	none	> 6	car	52	at another bank	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	48	good payment	furniture	7238	³ 1000	> 6	20-25	male	none	4-6	life assurance	32	at another bank	rented	2 or 3	blue collar	0, 1 or 2	no	no
creditworthy	account in minus	30	good payment	umschulung	2503	<100	> 6	< 20	male	none	1-3	car	41	at a warehouse	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account in minus	18	no credits before	umschulung	2622	<100	1-3	< 20	male	none	> 6	life assurance	34	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account in minus	24	no credits before	car (used)	4351	³ 1000	1-3	³ 35	fenale & male, non-married	none	> 6	car	48	none	rented	eins	no training	³ 3	yes	no
creditworthy	account in minus	6	no credits before	furniture	368	³ 1000	> 6	< 20	male	none	> 6	car	38	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account in minus	12	no credits before	holidays	754	³ 1000	> 6	< 20	male	none	> 6	car	38	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	24	all credits finished	furniture	2424	³ 1000	> 6	< 20	male	none	> 6	car	53	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account in minus	48	good payment	umschulung	6681	³ 1000	1-3	< 20	male	none	> 6	house, land	38	none	property	eins	blue collar	0, 1 or 2	yes	no
creditworthy	account in minus	18	good payment	umschulung	2427	³ 1000	> 6	< 20	male	none	1-3	car	42	none	rented	2 or 3	blue collar	³ 3	no	no
not creditworthy	account in minus	24	all credits finished	furniture	1216	<100	< 1	< 20	male	none	> 6	house, land	38	at another bank	rented	2 or 3	blue collar	0, 1 or 2	no	no
creditworthy	account in minus	6	no credits before	furniture	753	no savings	1-3	25-35	fenale & male, non-married	guarantor	4-6	none	64	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account in minus	7	no credits before	furniture	2576	no savings	1-3	25-35	male	guarantor	1-3	none	35	none	rented	eins	blue collar	³ 3	no	yes
creditworthy	account in minus	6	no credits before	furniture	590	no savings	< 1	20-25	female, non-married	none	4-6	none	26	none	rented	eins	no training	³ 3	no	yes
creditworthy	account in minus	8	no credits before	furniture	1414	no savings	1-3	< 20	male	guarantor	1-3	none	33	none	rented	eins	blue collar	³ 3	no	yes
creditworthy	account in minus	12	no credits before	furniture	1103	no savings	4-6	< 20	male	guarantor	4-6	none	29	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account in minus	12	good payment	furniture	585	no savings	1-3	< 20	female, non-married	other debtors	> 6	none	20	none	no rent	2 or 3	blue collar	³ 3	no	no
creditworthy	account in minus	6	no credits before	furniture	1068	no savings	> 6	< 20	male	none	> 6	life assurance	28	none	rented	eins	blue collar	0, 1 or 2	no	no
creditworthy	no account	8	all credits finished	miscancellouos	713	no savings	> 6	< 20	male	none	> 6	none	47	none	rented	2 or 3	no training	³ 3	no	no
creditworthy	account in minus	12	no credits before	furniture	1092	no savings	1-3	< 20	fenale & male, non-married	guarantor	> 6	none	49	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account in minus	7	no credits before	furniture	2329	no savings	< 1	³ 35	fenale & male, non-married	guarantor	< 1	none	45	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account in minus	13	all credits finished	furniture	882	no savings	< 1	< 20	male	guarantor	> 6	none	23	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account in minus	18	no credits before	furniture	866	no savings	1-3	< 20	female, non-married	guarantor	1-3	none	25	none	rented	eins	no training	³ 3	no	no
creditworthy	account in minus	7	no credits before	furniture	2415	no savings	1-3	20-25	male	guarantor	1-3	none	34	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account in minus	13	no credits before	furniture	2101	no savings	< 1	25-35	fenale & male, non-married	guarantor	> 6	car	23	none	rented	eins	no training	³ 3	no	no
creditworthy	account in minus	18	no credits before	furniture	1301	no savings	> 6	< 20	female, non-married	guarantor	1-3	none	32	none	rented	eins	no training	³ 3	no	no
creditworthy	account in minus	18	no credits before	furniture	1113	no savings	1-3	< 20	fenale & male, non-married	guarantor	> 6	none	26	none	rented	eins	no training	0, 1 or 2	no	no
creditworthy	account in minus	8	no credits before	furniture	760	no savings	4-6	< 20	fenale & male, non-married	guarantor	1-3	none	44	none	rented	eins	no training	³ 3	no	no
creditworthy	account in minus	12	no credits before	furniture	625	no savings	< 1	< 20	female, non-married	guarantor	< 1	none	26	at another bank	rented	eins	no training	³ 3	no	no
creditworthy	account in [0,200)	6	all credits finished	miscancellouos	1323	<100	> 6	25-35	male, divorced	none	> 6	life assurance	28	none	rented	2 or 3	blue collar	0, 1 or 2	yes	no
creditworthy	no account	9	all credits finished	furniture	1138	no savings	1-3	< 20	male	none	> 6	none	25	none	rented	2 or 3	no training	³ 3	no	no
creditworthy	account in minus	18	all credits finished	furniture	1795	no savings	> 6	20-25	fenale & male, non-married	guarantor	> 6	none	48	at another bank	no rent	2 or 3	no training	³ 3	yes	no
creditworthy	account in minus	15	all credits finished	furniture	2728	³ 1000	4-6	< 20	male	guarantor	1-3	none	35	at another bank	rented	4 or 5	blue collar	³ 3	yes	no
creditworthy	account in minus	6	no credits before	furniture	484	no savings	4-6	20-25	female, non-married	guarantor	4-6	none	28	at another bank	rented	eins	no training	³ 3	no	no
creditworthy	account in minus	10	other credits	furniture	1048	no savings	1-3	< 20	male	none	> 6	none	23	at a warehouse	rented	eins	no training	³ 3	no	no
creditworthy	account in minus	12	no credits before	furniture	1155	no savings	> 6	20-25	female, non-married	guarantor	4-6	none	40	at another bank	rented	2 or 3	no training	³ 3	no	no
creditworthy	account in minus	20	good payment	car (new)	7057	³ 1000	4-6	20-25	male	none	> 6	car	36	at another bank	no rent	2 or 3	white collar	0, 1 or 2	yes	no
creditworthy	account in minus	15	all credits finished	furniture	1537	³ 1000	> 6	< 20	male	guarantor	> 6	none	50	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	no account	12	no credits before	furniture	2214	no savings	1-3	< 20	male	none	4-6	car	24	none	rented	eins	no training	³ 3	no	no
creditworthy	account ³ 200 DM	24	all credits finished	car (used)	1585	no savings	4-6	< 20	male	none	4-6	car	40	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account in minus	10	no credits before	car (used)	1521	no savings	1-3	< 20	male, divorced	none	1-3	life assurance	31	none	rented	eins	no training	³ 3	no	no
creditworthy	account in minus	36	other credits	radio/tv	3990	³ 1000	< 1	20-25	fenale & male, non-married	none	1-3	house, land	29	at another bank	rented	eins	jobless	³ 3	no	no
creditworthy	account in [0,200)	18	no credits before	car (used)	3049	no savings	< 1	³ 35	fenale & male, non-married	none	< 1	car	45	at a warehouse	rented	eins	no training	³ 3	no	no
not creditworthy	no account	24	no credits before	furniture	1282	<100	1-3	< 20	fenale & male, non-married	none	1-3	life assurance	32	none	rented	eins	no training	³ 3	no	no
creditworthy	account ³ 200 DM	60	no credits before	furniture	10144	<100	4-6	25-35	fenale & male, non-married	none	> 6	none	21	none	rented	eins	blue collar	³ 3	yes	no
creditworthy	no account	12	no credits before	miscancellouos	1168	no savings	1-3	< 20	female, non-married	none	4-6	none	27	none	rented	eins	no training	³ 3	no	no
creditworthy	account in minus	6	no credits before	household	454	no savings	< 1	20-25	female, non-married	none	< 1	car	22	none	rented	eins	no training	³ 3	no	no
creditworthy	account ³ 200 DM	15	good payment	car (new)	3594	no savings	< 1	³ 35	fenale & male, non-married	none	1-3	car	46	none	rented	2 or 3	no training	³ 3	no	no
creditworthy	account ³ 200 DM	12	no credits before	car (used)	1768	no savings	1-3	20-25	male	none	1-3	none	24	none	no rent	eins	no training	³ 3	no	no
creditworthy	account ³ 200 DM	60	good payment	furniture	15653	no savings	4-6	25-35	male	none	> 6	life assurance	21	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account in [0,200)	12	good payment	miscancellouos	2247	no savings	1-3	25-35	fenale & male, non-married	none	1-3	life assurance	36	at a warehouse	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	24	no credits before	furniture	1413	no savings	1-3	< 20	female, non-married	none	1-3	car	28	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account in minus	45	all credits finished	car (new)	4576	<100	jobless	20-25	male	none	> 6	life assurance	27	none	rented	eins	blue collar	³ 3	no	no
creditworthy	no account	24	all credits finished	furniture	1231	500-1000	> 6	< 20	fenale & male, non-married	none	> 6	car	57	none	no rent	2 or 3	white collar	³ 3	yes	no
not creditworthy	no account	36	no credits before	car (new)	8335	³ 1000	> 6	20-25	male	none	> 6	house, land	47	none	property	eins	blue collar	³ 3	no	no
creditworthy	account in minus	36	all credits finished	car (new)	5800	no savings	1-3	20-25	male	none	> 6	life assurance	34	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	no account	18	good payment	reconstruction	8471	³ 1000	1-3	³ 35	fenale & male, non-married	none	1-3	life assurance	23	none	no rent	2 or 3	blue collar	³ 3	yes	no
creditworthy	no account	30	no credits before	car (used)	3622	500-1000	> 6	< 20	fenale & male, non-married	none	> 6	car	57	none	no rent	2 or 3	blue collar	³ 3	yes	no
creditworthy	no account	6	all credits finished	furniture	1169	³ 1000	> 6	< 20	male	none	> 6	none	67	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	15	no credits before	radio/tv	1262	100-500	4-6	< 20	male	none	4-6	car	36	none	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account in [0,200)	24	all credits finished	car (used)	3617	³ 1000	> 6	< 20	male	other debtors	> 6	house, land	20	none	no rent	2 or 3	blue collar	³ 3	no	no
creditworthy	account in minus	30	all credits finished	miscancellouos	2181	³ 1000	> 6	< 20	male	none	> 6	none	36	none	rented	2 or 3	blue collar	³ 3	no	no
not creditworthy	no account	48	other credits	umschulung	7685	no savings	4-6	25-35	fenale & male, non-married	guarantor	> 6	life assurance	37	none	no rent	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	48	all credits finished	reconstruction	6110	no savings	1-3	³ 35	male	none	4-6	house, land	31	at another bank	property	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	24	no credits before	miscancellouos	3757	no savings	> 6	< 20	fenale & male, non-married	other debtors	> 6	house, land	62	none	property	eins	blue collar	³ 3	yes	no
creditworthy	no account	42	all credits finished	household	3394	no savings	jobless	< 20	male	other debtors	> 6	life assurance	65	none	rented	2 or 3	jobless	³ 3	no	no
creditworthy	account ³ 200 DM	36	all credits finished	umschulung	6304	³ 1000	> 6	< 20	male	none	> 6	none	36	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	9	all credits finished	reconstruction	1244	³ 1000	> 6	< 20	fenale & male, non-married	none	> 6	car	41	none	no rent	2 or 3	no training	³ 3	no	no
creditworthy	account ³ 200 DM	6	no credits before	miscancellouos	3518	no savings	1-3	25-35	male	guarantor	4-6	car	26	none	no rent	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	36	bad payment	household	2613	no savings	1-3	< 20	male	none	1-3	life assurance	27	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	no account	48	no credits before	reconstruction	7476	no savings	4-6	< 20	male	none	< 1	house, land	50	none	property	eins	white collar	³ 3	yes	no
not creditworthy	account ³ 200 DM	24	no credits before	umschulung	4591	500-1000	1-3	25-35	male	none	4-6	car	54	none	rented	4 or 5	white collar	³ 3	yes	no
not creditworthy	account in minus	18	no credits before	car (used)	1924	³ 1000	< 1	< 20	fenale & male, non-married	none	4-6	none	27	none	no rent	eins	blue collar	³ 3	no	no
not creditworthy	account in minus	72	no credits before	furniture	5595	<100	1-3	25-35	female, non-married	none	1-3	life assurance	24	none	rented	eins	blue collar	³ 3	no	no
not creditworthy	account in minus	48	good payment	reconstruction	6224	no savings	> 6	< 20	male	none	> 6	house, land	50	none	property	eins	blue collar	³ 3	no	no
creditworthy	account in [0,200)	15	no credits before	reconstruction	1905	no savings	> 6	< 20	male	none	> 6	life assurance	40	none	no rent	eins	white collar	³ 3	yes	no
creditworthy	account ³ 200 DM	21	good payment	car (new)	2993	no savings	1-3	20-25	male	none	1-3	none	28	at a warehouse	rented	2 or 3	no training	³ 3	no	no
creditworthy	account ³ 200 DM	36	good payment	car (new)	8947	³ 1000	4-6	20-25	male	none	1-3	life assurance	31	at a warehouse	rented	eins	white collar	0, 1 or 2	yes	no
creditworthy	no account	24	no credits before	car (used)	4020	no savings	1-3	25-35	male	none	1-3	life assurance	27	at a warehouse	rented	eins	blue collar	³ 3	no	no
creditworthy	account in minus	18	no credits before	car (new)	2779	no savings	1-3	³ 35	female, non-married	none	4-6	life assurance	21	none	no rent	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	21	no credits before	miscancellouos	2782	100-500	4-6	³ 35	fenale & male, non-married	none	1-3	life assurance	31	at another bank	rented	eins	white collar	³ 3	no	no
creditworthy	account ³ 200 DM	12	no credits before	miscancellouos	1884	no savings	> 6	< 20	male	none	> 6	life assurance	39	none	rented	eins	white collar	³ 3	yes	no
creditworthy	account ³ 200 DM	36	all credits finished	car (new)	11054	³ 1000	1-3	< 20	male	none	1-3	life assurance	30	none	rented	eins	white collar	³ 3	yes	no
creditworthy	account in minus	60	good payment	furniture	9157	³ 1000	1-3	25-35	male	none	1-3	house, land	27	none	property	eins	white collar	³ 3	no	no
creditworthy	account in minus	42	other credits	car (new)	9283	no savings	jobless	³ 35	male	none	1-3	house, land	55	at another bank	property	eins	white collar	³ 3	yes	no
creditworthy	account ³ 200 DM	60	no credits before	miscancellouos	6527	³ 1000	1-3	< 20	male	none	> 6	house, land	34	none	property	eins	blue collar	0, 1 or 2	yes	no
creditworthy	account ³ 200 DM	15	all credits finished	car (new)	3368	500-1000	> 6	20-25	male	none	> 6	house, land	23	none	no rent	2 or 3	blue collar	³ 3	yes	no
creditworthy	no account	15	no credits before	miscancellouos	2511	no savings	jobless	³ 35	fenale & male, non-married	none	> 6	life assurance	23	none	no rent	eins	blue collar	³ 3	no	no
creditworthy	no account	36	no credits before	car (new)	5493	no savings	> 6	25-35	male	none	> 6	house, land	42	none	property	eins	blue collar	0, 1 or 2	no	no
creditworthy	account ³ 200 DM	6	no credits before	radio/tv	1338	100-500	1-3	³ 35	male, divorced	none	> 6	none	62	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account in minus	9	no credits before	furniture	1082	no savings	> 6	< 20	male	none	> 6	life assurance	37	none	rented	2 or 3	no training	³ 3	no	no
creditworthy	account ³ 200 DM	18	all credits finished	furniture	1149	500-1000	1-3	< 20	male	none	4-6	none	46	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account in minus	15	no credits before	household	1308	no savings	> 6	< 20	male	none	> 6	life assurance	38	none	rented	2 or 3	no training	³ 3	no	no
creditworthy	account in minus	20	bad payment	car (new)	6148	<100	> 6	20-25	female, non-married	none	> 6	life assurance	31	at another bank	rented	2 or 3	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	12	no credits before	car (used)	1736	no savings	4-6	20-25	fenale & male, non-married	none	> 6	none	31	none	rented	eins	no training	³ 3	no	no
creditworthy	account ³ 200 DM	12	no credits before	furniture	3059	500-1000	4-6	25-35	male, divorced	none	> 6	none	61	none	rented	eins	no training	³ 3	no	no
not creditworthy	no account	24	no credits before	car (used)	2996	³ 1000	1-3	25-35	female, non-married	none	> 6	life assurance	20	none	rented	eins	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	30	all credits finished	car (new)	7596	³ 1000	> 6	³ 35	male	none	> 6	life assurance	63	none	rented	2 or 3	blue collar	³ 3	no	no
creditworthy	account ³ 200 DM	30	no credits before	car (new)	4811	³ 1000	4-6	25-35	fenale & male, non-married	none	> 6	car	24	at a warehouse	no rent	eins	no training	³ 3	no	no
creditworthy	account ³ 200 DM	6	no credits before	car (used)	1766	no savings	1-3	³ 35	female, non-married	none	1-3	car	21	none	no rent	eins	blue collar	³ 3	no	no
creditworthy	account in minus	24	no credits before	car (new)	2760	³ 1000	> 6	< 20	male	none	> 6	house, land	36	at another bank	property	eins	blue collar	³ 3	yes	no
creditworthy	account ³ 200 DM	24	all credits finished	household	5507	no savings	> 6	20-25	male	none	> 6	house, land	44	none	property	2 or 3	blue collar	³ 3	no	no
creditworthy	account in minus	9	no credits before	reconstruction	1199	no savings	4-6	< 20	fenale & male, non-married	none	> 6	car	67	none	rented	2 or 3	white collar	³ 3	yes	no
creditworthy	account in [0,200)	24	no credits before	car (used)	2892	no savings	> 6	20-25	male, divorced	none	> 6	house, land	51	none	property	eins	blue collar	³ 3	no	no
creditworthy	account in minus	36	good payment	miscancellouos	2862	<100	> 6	< 20	male	none	4-6	house, land	30	none	property	eins	blue collar	³ 3	no	no
not creditworthy	no account	9	no credits before	miscancellouos	654	no savings	1-3	< 20	male	none	4-6	life assurance	28	none	rented	eins	no training	³ 3	no	no
not creditworthy	account in minus	9	all credits finished	reconstruction	1136	500-1000	> 6	< 20	male	none	4-6	house, land	32	none	property	2 or 3	blue collar	0, 1 or 2	no	no
not creditworthy	account in minus	24	no credits before	car (new)	4113	100-500	< 1	20-25	fenale & male, non-married	none	> 6	life assurance	28	none	no rent	eins	blue collar	³ 3	no	no
not creditworthy	account in minus	6	no credits before	miscancellouos	14555	³ 1000	jobless	³ 35	male	none	1-3	car	23	none	rented	eins	jobless	³ 3	yes	no
not creditworthy	no account	15	bad payment	miscancellouos	950	no savings	> 6	< 20	male	none	4-6	life assurance	33	none	no rent	2 or 3	blue collar	0, 1 or 2	no	no
not creditworthy	no account	24	all credits finished	miscancellouos	1199	no savings	> 6	< 20	male	none	> 6	life assurance	60	none	rented	2 or 3	no training	³ 3	no	no
not creditworthy	no account	12	bad payment	miscancellouos	1082	no savings	1-3	< 20	male	none	> 6	life assurance	48	at another bank	rented	2 or 3	blue collar	³ 3	no	no
not creditworthy	account in minus	30	no credits before	miscancellouos	2150	no savings	1-3	< 20	fenale & male, non-married	guarantor	1-3	house, land	24	at another bank	rented	eins	blue collar	³ 3	no	no
not creditworthy	account in minus	36	all credits finished	miscancellouos	2820	no savings	< 1	< 20	male, divorced	none	> 6	life assurance	27	none	rented	2 or 3	blue collar	³ 3	no	no
not creditworthy	account in minus	48	no credits before	furniture	3060	no savings	4-6	< 20	male	none	> 6	none	28	none	rented	2 or 3	blue collar	³ 3	no	no
not creditworthy	no account	18	no credits before	furniture	2600	no savings	1-3	< 20	male	none	> 6	house, land	65	none	property	2 or 3	blue collar	³ 3	no	no
not creditworthy	account ³ 200 DM	21	bad payment	miscancellouos	5003	³ 1000	1-3	³ 35	fenale & male, non-married	none	> 6	car	29	at another bank	rented	2 or 3	blue collar	³ 3	yes	no
not creditworthy	account in minus	60	no credits before	reconstruction	6288	no savings	1-3	< 20	male	none	> 6	house, land	42	none	property	eins	blue collar	³ 3	no	no
not creditworthy	account ³ 200 DM	24	good payment	miscancellouos	2538	no savings	> 6	< 20	male	none	> 6	life assurance	47	none	rented	2 or 3	no training	0, 1 or 2	no	no
not creditworthy	account ³ 200 DM	9	no credits before	furniture	1478	no savings	4-6	< 20	male	none	1-3	life assurance	22	none	rented	eins	blue collar	³ 3	no	no
not creditworthy	account in minus	39	all credits finished	furniture	4933	no savings	4-6	25-35	male	guarantor	1-3	none	25	none	rented	2 or 3	blue collar	³ 3	no	no
not creditworthy	account ³ 200 DM	18	all credits finished	miscancellouos	1530	no savings	1-3	20-25	male	none	1-3	car	32	at another bank	rented	2 or 3	blue collar	³ 3	no	no
not creditworthy	account in minus	9	other credits	miscancellouos	1437	<100	4-6	25-35	male	none	4-6	house, land	29	none	rented	eins	blue collar	³ 3	no	no
not creditworthy	no account	15	no credits before	radio/tv	1275	³ 1000	1-3	< 20	fenale & male, non-married	none	1-3	life assurance	24	none	no rent	eins	blue collar	³ 3	no	no
not creditworthy	no account	24	no credits before	furniture	1823	no savings	jobless	< 20	male	none	1-3	life assurance	30	at a warehouse	rented	eins	white collar	0, 1 or 2	no	no
not creditworthy	no account	9	no credits before	miscancellouos	1422	no savings	< 1	20-25	male	none	1-3	house, land	27	none	property	eins	white collar	³ 3	yes	no
not creditworthy	no account	18	no credits before	radio/tv	1217	no savings	1-3	< 20	female, non-married	none	4-6	none	47	none	rented	eins	no training	³ 3	yes	no
not creditworthy	no account	36	no credits before	miscancellouos	9271	no savings	4-6	25-35	male	none	< 1	life assurance	24	none	rented	eins	blue collar	³ 3	yes	no
not creditworthy	no account	36	good payment	umschulung	2145	no savings	4-6	25-35	male	none	< 1	life assurance	24	none	rented	2 or 3	blue collar	³ 3	yes	no
not creditworthy	no account	36	no credits before	miscancellouos	1842	no savings	< 1	< 20	fenale & male, non-married	none	> 6	life assurance	34	none	rented	eins	blue collar	³ 3	yes	no
not creditworthy	account in minus	18	good payment	car (used)	4297	no savings	> 6	< 20	male, divorced	none	4-6	house, land	40	none	rented	eins	white collar	³ 3	yes	no
not creditworthy	no account	6	all credits finished	car (used)	3384	no savings	1-3	³ 35	male, divorced	none	> 6	none	44	none	no rent	eins	white collar	³ 3	yes	no
not creditworthy	account in minus	18	all credits finished	furniture	1245	no savings	1-3	< 20	female, non-married	none	1-3	life assurance	33	none	rented	eins	blue collar	³ 3	no	no
not creditworthy	account ³ 200 DM	15	no credits before	reconstruction	4623	<100	1-3	20-25	male	none	1-3	car	40	none	rented	eins	white collar	³ 3	yes	no
not creditworthy	account in minus	30	all credits finished	car (used)	8386	no savings	4-6	25-35	male	none	1-3	car	49	none	rented	eins	blue collar	³ 3	no	no
not creditworthy	no account	24	good payment	furniture	1024	no savings	< 1	< 20	female, non-married	none	> 6	none	48	at a warehouse	rented	eins	blue collar	³ 3	no	no
not creditworthy	account in minus	36	no credits before	miscancellouos	14318	no savings	> 6	< 20	male	none	1-3	house, land	57	none	property	eins	white collar	³ 3	yes	no
not creditworthy	account in minus	6	other credits	reconstruction	433	500-1000	< 1	< 20	fenale & male, non-married	none	1-3	car	24	at another bank	no rent	eins	blue collar	0, 1 or 2	no	no
not creditworthy	no account	12	other credits	furniture	2149	no savings	1-3	< 20	male, divorced	none	< 1	house, land	29	none	property	eins	blue collar	³ 3	no	no
not creditworthy	account ³ 200 DM	24	no credits before	furniture	2397	100-500	> 6	20-25	male	none	1-3	life assurance	35	at another bank	rented	2 or 3	blue collar	³ 3	yes	no
not creditworthy	account in minus	6	other credits	miscancellouos	931	<100	< 1	³ 35	fenale & male, non-married	none	< 1	car	32	at a warehouse	rented	eins	no training	³ 3	no	no
not creditworthy	account in minus	15	good payment	household	1512	500-1000	1-3	20-25	female, non-married	none	4-6	car	61	at a warehouse	rented	2 or 3	blue collar	³ 3	no	no
not creditworthy	account in minus	24	bad payment	umschulung	4241	no savings	1-3	³ 35	male	none	> 6	none	36	none	rented	4 or 5	no training	³ 3	yes	no
not creditworthy	account in minus	24	all credits finished	car (used)	4736	no savings	< 1	25-35	fenale & male, non-married	none	> 6	life assurance	25	at another bank	rented	eins	no training	³ 3	no	no
not creditworthy	account in minus	15	bad payment	miscancellouos	1778	no savings	< 1	25-35	fenale & male, non-married	none	< 1	none	26	none	no rent	2 or 3	jobless	³ 3	no	no
not creditworthy	account in [0,200)	15	no credits before	furniture	2327	no savings	< 1	25-35	fenale & male, non-married	none	4-6	none	25	none	rented	eins	no training	³ 3	no	no
not creditworthy	no account	24	other credits	car (used)	6872	no savings	< 1	25-35	male, divorced	none	< 1	car	55	at another bank	rented	eins	blue collar	³ 3	yes	no
not creditworthy	no account	12	no credits before	reconstruction	795	no savings	< 1	< 20	fenale & male, non-married	none	> 6	car	53	none	rented	eins	blue collar	³ 3	no	no
not creditworthy	account in [0,200)	30	good payment	umschulung	1908	no savings	> 6	< 20	male	none	> 6	none	66	none	rented	eins	white collar	³